I say yes, you say no, OR People are Strange

RetiredLibby

Was it something I said? 😉

Chickadee

Ooooooh, your dad should print out hundreds of those and send it to a couple buildings in Wash DC!!!

RetiredLibby

Hah, Chick! It isn't actually my dad, it is the dad of the person with the blog I copied (see the link). But I agree - the dad should personally deliver it (complete with swear words) to some congresscritters we know.



L

IllinoisLady

Got my vote for a send off as well.

Jackie

alexandria58

On the economy - I am seeing a level of hopelessness about jobs from young people that is truly horrifying. So many of my kids friends can't find work - or at least, can't find work that pays a living wage and so many are living at home after college.  It is truly disheartening.

Chickadee

We have a friend in his thirties. Absolutely a master at anything to do with building or remodeling. He's done a number of jobs for us. Over the last 5 years he has been pushed out of the work by those willing to accept minimum wage and less to do trade work. Not the same quality in many instances. The builders hire the lowest priced not the best qualified. He remodeled our kitchen, the othe gentleman who installed the countertop had a similar business and is giving it up as well. He said he can't make a living or compete. Being a contractor for Home Depot is barely keeping him afloat.



Our young friend is trying mightily to open a small bicycle business, his other passion. We don't know if he's going to make it. He just wants a piece of the American pie. He wants a wife, kids and a roof over their heads but he's getting slowly depressed.



Had he been born 20 years earlier, job choices for a hard working high school graduate would have been available.



I really do despair for the so called millennials. They will only have a house if we can leave one to them in a will.

IllinoisLady

IllinoisLady

OT, but forgive me, I couldn't pass it up:

crazy4carrots

Courtesy of Think Progress:

Republican Senators are threatening to force a government shutdown unless Democrats agree to give up on the Affordable Care Act. Sen. Mike Lee (R-UT) has gotten 14 of his colleagues to sign a letter pledging to block a bill to fund government operations unless Obamacare is defunded, according to conservative activist and Fox News contributor Erick Erickson. 

The list includes such prominent members as Sen. Marco Rubio (R-FL), a possible 2016 presidential candidate, and Senate Minority Whip John Cornyn (R-TX). 

At the end of September, government funding under a March continuing resolution will run out. Without appropriations bills or another continuing resolution, the government would be forced to close. 

A shutdown would likely cause 800,000 federal employees around the country to be furloughed, disrupting public services even further than sequestration cuts already have. A shutdown would also freeze many government programs like small business lending and environmental assessments for construction projects, exacerbating sequestration’s damage to the economy.

QuinnCat

Libby- re the letter you got, gold/silver/bronze, is this related to fed employees??

RetiredLibby

Kam,



It wasn't a letter I got. It was a blog post from someone that I reposted (the link is near the top of my post). As far as I know, the FEHB will remain exactly the same. I haven't heard anything different from anyone. I think we're good for now.



L

bluedahlia

Wiener is a "dick" and the repugs suck!

Enjoyful

I find it odd that nobody mentions the ACA's refundable health care tax credit for small businesses.  I helped my last employer (a small non-profit) get a refund of over $3,000; that went a long way toward offsetting their health care insurance expenses.  Do people not know about this?  

Enjoyful

Weiner is a sick man, as is the San Diego mayor.  What the hell is wrong with men??

pupmom

Not only are these pols' behaviors incredibly sick and vile, they are self-destructive. Don't these idiots get that they are destroying themselves? Maybe stupid juice has been mass dumped into the water supply.

RetiredLibby

E, nobody wants to mention the 80/20 rule, either -- and the refund checks that many people are getting from their health insurers.  The Affordable Care Act mandates that health insurers must spend 80% of the premium dollars they collect on health care.  If they don't, they have to refund the overage to policy holders.  If you have a group policy (like the Federal Employees Health Benefits program), the company may refund it to the plan holder (in this case, OPM -- in other cases, your company) so you may not see it in your hands, but it should go toward lowering your premium costs. 

Here is the fact sheet:

 http://www.cms.gov/CCIIO/Resources/Files/Downloads/mlr-report-02-15-2013.pdf

gardengumby

hehehe - Libby, I had responded to your blog post thinking it was your Dad - then reread and realized it wasn't.  It was far too hard to fix my post using my phone - easier to just delete it.  

RetiredLibby

ROFL, GG -- I guess I'd better edit it to better reflect that!

L

gardengumby

nah - it wasn't the fault of the writer - it was the fault of the reader. 

Chickadee

I got it, I got I! Weiner thought if he kept tweeting his lewd self and leaked it to the press.........well he thought he would impress the Millenial voters. Capture the young voters who never look up from tweet land.



OMG it was an election strategy!



Officially I have lost my mind, bwaaaaaahahahaha.

Bren-2007

Hi Everyone!

Chickadee ... You're cracking me up!

Enjoyful ... What did the mayor of San Diego do?  Just curious as that's my hometown.

It's a bit cooler today, which is nice.  Walked the dogs and now I need to get some cleaning done.  I've been fighting a head/chest cold for days now.  So tried of all the coughing at night.

Can't believe an entire week has gone by since I arrived in N. Maryland.  Wish I could go back this weekend too.  Sure do miss all the wonderful women .. and Sampson too.

hugs,

Bren

pupmom

Hahaha, Chicky, it's as good an explanation as any! 

bluedahlia

Anonymous

Delicious Blue - where's the store?  I'm on my way.

I wanna campaign button which says : "Carlos Danger for DogCatcher" - except it's not fair to the dogs!!!

If I could spell narcissist, I'm call Weiner that - and more. I think our Chicky may be correct...really.

gardengumby

pah - I understand that narcissism is now so common that it's being removed from the DSM...  says something about our society - and not something good.

Anonymous

It's being REMOVED from the DSM.  Meaning, it's now considered "natural" behavior?  What's left of my mind boggles...

RetiredLibby

Remember that sad Bill Moyers documentary I talked about a couple of weeks ago? The one about the two families in Milwaukee.



Here is a good article in The Atlantic's newsfeed about the program and the people in it - and what it means. I can't copy and paste it with links because I am on my iPad, but do go to the site and click on the links. There is a link to the documentary in the article, too.



http://www.theatlantic.com/business/archive/2013/07/what-happened-to-economic-mobility-in-america/278142/





What Happened to Economic Mobility in America?



The plight of two American families in Milwaukee explains the other half of the winner-take-all economy



DAVID ROHDE JUL 26 2013, 4:19 PM ET



FRONTLINE





Over the last 20 years, two middle class American families -- the Stanleys and the Neumanns -- have done all the right things. Milwaukee natives, they worked hard, learned news skills,  and tried to show their children that strivers would be rewarded.



But their lives -- as captured in an extraordinary Frontline documentary -- are an American calamity. Followed by filmmakers for two decades, they move from dead-end job to dead-end job, one of the couples' divorces, and most of their children spiral downward economically, not up.



The Stanleys and the Neumanns are a microcosm of the middle class that President Barack Obama -- and House Republicans -- will spar over for the remainder of Obama's presidency. And they are part of a global trend. Across industrialized nations, income inequality is growing and people like the Stanleys and Neumanns are the losers.



"Mobility is a two-edged sword," said Miles Corak, an economist at the University of Ottawa who has studied income inequality across countries. "And you're looking at the other edge of the sword."



At the very top, life is getting sweeter. As my colleague Chrystia Freeland noted last month, the global "winner-take-all economy" is intensifying.



A June study found that the number of people worldwide with more than $1 million to invest soared to a record 12 million in 2012, a 9.2 percent increase over the previous year. The number of ultra rich -- the 111,000 people with investable assets of at least $30 million -- surged 11 percent.



The Stanleys and the Neumanns, meanwhile, are falling behind. Whatever your politics, please watch this film. These two families, one black and one white, put a human face on the polarized debate about what is happening to the American middle class.



Conservative viewers may feel that the two couples made mistakes -- failing to go to college, for example, or not moving out of a dying industrial town like Milwaukee. Liberal viewers may see them as victims of a globalized economy that rewards the few spectacularly and relegates the many to low-paying jobs.



Whatever the cause, their spiral is startling.



When filmmakers Bill Moyers, Kathleen Hughes and Tom Casciato, first visited them in 1991, the family's wages from union factory work comfortably supported them. In the early 1990s, however, as Milwaukee factories moved overseas, both of the Stanleys, and Tony Neumann, the Neumann patriarch, lost their jobs. They took lower-paying work and, to makes ends meet, Tony Neumann's wife, Terry, also had to enter the workforce.



Throughout the 2000s, the couples struggled on. Claude Stanley, the Stanley patriarch, waterproofed basements, started his own home inspection business and became a minister. By 2012, an illness has saddled him with enormous medical bills and his business had failed. At 59,  he was a city forestry department worker making $26,000 a year trimming trees and collecting garbage. His wife Jackie became a realtor, but never gained a foothold in a declining housing market. Only one of their five children finished college, paying tuition with credit cards.



After his layoff, Tony Neumann took a low-paying overnight factory job, and rarely saw his wife and three children. His wife Terry worked as a security guard, forklift operator and home healthcare attendant. By 2012, the couple, high school sweethearts, had divorced and lost their home through foreclosure.



The children in both families fared even worse. Those who attended at least some college had steady work. Those who did not had low-paying jobs or no work at all.



Many also had failed relationships. As of 2012, one Neumann son was a high school dropout who had fathered two children with two different women. The other was unemployed and had fathered three children with two different women. Defying stereotypes, the Stanleys, who are black, proved to be a more stable family than the Neumanns.



In one of the film's most wrenching scenes, Terry Neumann visits the house she lost to foreclosure, where she had expected to live out her American dream. The family that bought it at auction for $38,000 looks on as she tours the home, wondering what went wrong.



"The way the economy is going, no, I don't think anybody is going to be financially secure, truthfully," she tells Moyers near the end of the film. "And we'll just work until we collapse and keel over and die."



Recent studies have found that economic mobility is stagnating in the United States. Where one grows up and who one's parents are increasingly determine a child's economic future. And a smaller percentage of Americans escape poverty than their peers in other wealthy nations, including Canada, Germany, Japan, France and Australia.



On Wednesday, President Obama again vowed to change all that. In the first of what administration officials say will be a series of speeches about the middle class, Obama repeated a laundry list of economic proposals that are stalled in Congress. House Republicans, meanwhile, vowed to do everything in their power to block Obama and slash government spending.



Americans, understandably, are tuning out the noise. Washington's deadlock is likely to continue. Yet the problem is real and global.



Corak, the Canadian researcher, said workers like the Neumanns and Stanleys who lack college degrees or specialized skills are struggling across many industrialized nations. Shifting manufacturing jobs overseas to developing nations as well as sweeping technological change has led to stagnant middle class wages.



But a recent study he authored found that the dynamic played out differently in different nations. In Canada, more equal public education and healthcare systems, as well as the lack of a large housing bubble, helped mitigate the impact of globalization. In the United States, meanwhile, families more often struggled on their own.



Corak said the polarization of the U.S. inequality debate puzzled him. Yes, an individual's actions mattered, such as the Neumann's divorce. But global economic trends beyond each family's control affected them as well, as did the quality of public education and healthcare.



"You can still accept that families are very, very important," he said, "without rejecting the economic issues."



On balance, Obama's proposals will do more to aid struggling middle class families than those of far-right House Republicans. White House officials vow that this Obama drive to aid the middle class will be different.



For the sake of the Neumanns and Stanleys -- and millions of families like them -- hopefully they're right.



This article initially appeared on Reuters.com, a sister site.

bluedahlia

Thinking of Athena..............

crazy4carrots

HL -- I've just started reading Chrystia Freeland's  (an economist/reporter mentioned in the article) new book "Plutocrats:  The Rise of the New Global Super-Rich and the Fall of Everyone Else".  

alexandria58

RL - that is a really frightening article.  I remember when I got out of college, none of my friends lived with their parents.  Now, young people living on their own seems to be getting rarer and rarer.  The rents have gone up and the salaries haven't. Some of my former clients had households where everyone was working - three generations living together, all working, and they could barely make ends meet.  This started getting bad with Reagan, but the free trade agreements that Clinton promoted didn't help either.

I don't know the solution, but it makes me sick at heart.  Too bad the "mainstream" media focuses on things like Weiner's penis shots instead of hunger and the despair as the middle class falls apart.