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  • ibcspouse
    ibcspouse Member Posts: 613
    edited October 2008

    Gov of CA wants 7 billion to help pay for out of control budget.. News flash to those on left coast.  You have a few billion barrels of oil both on shore and off....Sell it

  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • Anonymous
    Anonymous Member Posts: 1,376
    edited October 2008

    I found some "new" video on Freddie and Fannie.  This is crap coming out of the mouths of the very ones that accuses Bush for our economic problems.  To me, this is one of the best ways to give people info.  EXCEPT, if they have made up their minds I ams ure NOTHING will change it. 

    The video puts things in context.  I had to use my pause button because it's so fast.  I'm going to C&P what I sent a friend last night.  She sent me an email from her friend who is "brillian" (she says.LOL) and I responded:

    He says to my friend:

    "Send them that bit I sent about Palin supporting the vision of Alaskan secessionists who are anti-tax, anti-schools, anti-parks, anti-environment, and if they need reminding of the importance of that, maybe there is no hope for them anyway."

    My response:

    Your friend, Mitch, is not brilliant.  What you sent me about Palin is not true.  I do believe her husband had belonged to that party, but she's been registered a republican since 1984 (I believe...I'm not looking that up right now).  Did you listen to what Palin said on the YouTube video I sent to you.  I typed out the exact words for you and she was welcoming this political party to their city of Fairbanks as the governor of Alaska.  You're friend has it wrong.   

    You're friend sounds like he may want a socialistic country.  I don't and most Americans do. (I made a correction to the "do" and changed it to "don't" this morning...LOL  Big no, no  mistake.  

    Ask your friend how Obama can lower taxes for 95% of Americans.  I'd like to hear his answer.  I'll keep mine to myself.  

    Your friend said to focus on the "real issues."  I believe knowing what a person stands for, his character and judgment, his honesty, etc., are "real issues" especially when one is running for the president of our country. What real issue is your friend referring to....the economic crises that the democrats are more responsible for than the republicans?  YouTube doesn't lie...the words come right from the person's mouth. 

    It's a good idea to question any information you get.  Like the Palin's email your friend must have given you about her political leaning.  It was false and easily checked out.  That's why I say your friend is NOT brilliant at least not in investigating.  He obviously received that email and didn't check it out for truth.  We have Mr. Google and he does a fine job.  In this day and age of the internet there's hardly any excuse to not find SOMETHING.  The problem is the MSM does not do reporting, so we who want to know the truth search and search.  

    Let's start here for your friend.  You may watch this too.   However, I believe your friend will be turned off by the truth and stop watching.  When one's mind is made up which candidate they have chosen to vote for, these videos or any legitimate information I find will not change one's mind.  

    Evidence Found!!!  Clinton's Administration "Bank Affirmative Action"  They force banks to make bad loans.  

    http://www.youtube.com/watch?v=ivmL-lXNy64    

    Shocking Video Unearthed Democrats in their own words covering up the Fannie Mae, Freddie Mack Scam that caused our....  

    http://www.youtube.com/watch?v=_MGT_cSi7Rs&feature=related  

    House of Lies:  How the Congress Failed to Protect Our Econmy   http://www.youtube.com/watch?v=Z5z9lD4C2Io&feature=iv&annotation_id=event_652267    

    Fannie Mae Freddie Mac Barack Obama & John McCain       

    Oops, again.  I forgot to supply the link.  So, I did this morning.  So, my next email.  I'm sure this friend of mine wished she had NEVER started this.  LOL  However, she's going to take her BRILLIANT friend's advice.

    Her brilliant friend said:

    "Always ask yourself; 1) Who is sending this?  2) Why are they sending it?  3) What good is it?"

    My response:

    1, Who is sending this?   

    A friend who wants you to be informed.  Who wants YOU, an intelligent individual, to do your own research.  A friend who doesn't want you JUST receiving emails or any other info without checking it out for YOURSELF.   

    2. Why are they sending it?  

    To make YOU think.  Don't let other people do your thinking for you.  Then, make up your mind.  

    3. What good is it?  

    It's only as good as you see it.  In my case, I'm not sending you pictures of the holocaust and what Eisenhower said.  I'm sending you relative issues of today...who was the reformers in this housing crisis.  Pelosi has tried to pin this all on Pres. Bush.  She's a liar.  She doesn't want to lose her job.   

    I think we should start setting terms for people who are Senators and Representatives.  We see too much greediness and corruption with people who hold offices with power.   

    I forgot this video.  Send it to your friend.  Send my email to your friend.  I would love to read his reaction.  I'm sure it will be very angry.  Remember, the Palin email he sent to you was not factual.  Sande, you are too intelligent to not check out info you receive.  I do.  I get emails all the time and I do not send them on until I check them out.  

    Facts below:  

    Fannie Mae Freddie Mac Barack Obama & John McCain  

    http://www.youtube.com/watch?v=3QBRIsCkGQ0      

  • suzfive
    suzfive Member Posts: 456
    edited October 2008

    Watch this video - Obama in his own words saying that Acorn and other community organizing groups will be helping him during the transition - shaping policy for his administration http://www.youtube.com/watch?v=8vJcVgJhNaU

    Summer - my parents always told me to be careful who you associate yourself with - you will be judged by the company you keep. I do not think Obama has used good judgement. Even if you leave out the fact that Ayers was a domestic terrorist 40 years ago - he still has some very radical views - he may be a professor of education - a school that I think universities should get rid of - schools in the US rank below most schools elsewhere in the world. My children went to better schools in Bangladesh and they were in classes with 50 students! He doesn't believe we should be preparing children to go out into the work force. He believes in socialism - his hero is Hugo Chavez in Venezuela. Chicago schools are some of the worst. He got money from the Annenberg foundation 50 million I believe and then it was matched by private donations. All that money went down the drain - when the project ended the schools that got funding were no better than the schools that got no funding. Schools that asked for grants to improve math and science programs were turned down. Schools that were more interested in promoting social justice got the grant money. Obama ran this program - it is his only executive experience and it was a dismal failure. The schools in Chicago are so bad students were asked to boycott the start of the school year to protest. When asked about the Ayers connection his reply was that he was just a guy that lived in my neighborhood. He served on a board with him for quite a few years and his political career was launched from his living room or at least that was the story until an ad I saw last night by the Obama campaign that says his political career was launched from some nondescript hotel (they show a picture but I could not see a name). When asked about the connection why could he not give a straight answer - I worked on the Chicago school reform project with him, we know some of the same people, he offered to invite some people that he knew in Chicago politics to his house so that I could meet them, we aren't particularly close. End of story. But no, he lies about the relationship. "He's just a guy who lives in my neighborhood". That is my problem with Ayers - not that he bombed some buildings when Obama was 8 years old - it is if he is such an upstanding citizen now - why lie about your relationship?

    The ladies on the View have drank the Kool-Aid - they cannot be objective. Obama went to Rev. Wright's church and sat in the pew for 20 years and then claims that he never heard Rev. Wright give a hateful sermon. Rev. Wright's church was quite large. I can't believe that even if he did not hear one of his sermons (he says he went twice a month - so Rev Wright looks out and sees Obama and changes from sermon A to sermon B)- no one talked about them. He had to have heard people talking about the sermons Rev. Wright gave. When first confronted about it he said that Rev. Wright was like a member of his family. The Rev. Hagee (sp?) that one of the ladies was referring to is a pastor that endorsed McCain - McCain did not attend his church, he did not marry McCain or baptize his children as Rev Wright had Obama. There is a difference. Obama only distanced himself from Rev. Wright when it became a political liability. Oh, and Rev Wright was the Obama campaigns spiritual adviser until the hate-filled videos showed up.

  • saluki
    saluki Member Posts: 2,287
    edited October 2008

    With rants by Letterman---Does he really want to do this?

    I guess most of us are frustrated by how McCain's campaign is being run---but then again --How do you run against a moonbeam?

    -----------------------------------------------------------

    David Letterman and Sen. John McCain will get a chance to make up.

    NEW YORK —

    David Letterman and Sen. John McCain will get a chance to make up.

    The Republican presidential candidate is scheduled to appear on Letterman's "Late Show" on Thursday.

    It will be McCain's 13th visit to the CBS program but his first since he angered Letterman by canceling last month.

  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • suzfive
    suzfive Member Posts: 456
    edited October 2008

    Susie - I think it is great. McCain has a good sense of humor. Have you seen him on Leno or SNL? You can probably see him on YouTube. Heard Palin will be on SNL end of October.

  • Anonymous
    Anonymous Member Posts: 1,376
    edited October 2008

    Suzfive, no Palin will not be on SNL.  That was a rumor.  However, they said she was welcome to come on.

    I heard Tina (or whatever her name is) that plays Palin that she wanted to stop playing Palin (I believe after the election) and need help doing this.  So, she wants all of us to vote for Obama..LOL  Hollywood!

    Shirley

  • Anonymous
    Anonymous Member Posts: 1,376
    edited October 2008

    Suzfive, I forgot..thanks for the video.  I sent that to my friend who and waiting to hear a response.  However, I don't think she'll respond about those because you cannot lead a horse to water.  Besides, I think she's drunk on the Koolaid like the rest of Obama supporters.  THEY REFUSE TO REMOVE THEIR BLINDERS.  And all they can say is it's race baiting.  So untrue. 

    My friend thinks when registering in N.C. or even voting that you have to show a pic ID.  I told her not true.  I've never shown a pic ID when voting...just signature.  So, I sent her proof and also a registration form she can look at. 

    All of that is what I'm talking about.  People who are so damned intelligent do not ask Mr. Google.  Is it laziness or just leave me alone and let me blindly vote? 

    Summer, you are so right.  The videos are alarming.  But who cares except for us who are voting for McCain.  It will not change the folk's minds.

    One more thing.  Why all the fuss about having to prove by pic ID that you are a US citizen, or live in the county that you are voting.  They say it's hard on minorities...racist?  How 'bout the poor white folks.  What's wrong with our country following laws (and good laws) when it comes to something as important as voting for a president.  I'm just so angry that all of hear is..race..race..race.  Okay, now I'm going to be accused of RACE BAITNG! Yell  But that's okay cuz I'm a big girl wearing my big girl panties.  Got lots of thick fat skin. 

    Linda, where ever you are COME BACK!

    Shirley

  • Anonymous
    Anonymous Member Posts: 1,376
    edited October 2008

    John and Cindy McCain's Phoenix Family Home

    http://home.aol.com/decorating/photo-gallery/ad/_a/john-and-cindy-mccains-phoenix-home/20080305095609990001?icid=200100397x1211438935x1200643411

    This was done in 2003.  There is a lovely article about their home.  Also, the pics are very interesting.  This is just a JUST FOR FUN.

    Shirley

  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • AnneW
    AnneW Member Posts: 4,050
    edited October 2008

    A question for those of you who know McCain's policies (and possibly economics in general) far better than I.

    He talks about a spending freeze. How can he do that and still work with the banking crisis, health care crisis, Iraq and Afghanistan conflicts, cut taxes, and balance the federal budget by the end of his term?

    It's got to be more than earmarks (there's no line-item veto, no matter how both candidates put the spin on that!) What will suffer? Roads? Schools? Police? Libraries? Social Security?

    I am not being facetious or mean-spirited here. I really want to know the answers, and I can't seem to find much about it in my usual places.

    Thanks,

    Anne

  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • Rosemary44
    Rosemary44 Member Posts: 2,660
    edited October 2008

    AnneW,

    He's calling for a spending freeze in places that aren't necessary for our life, limb and liberty.  There's plenty of pork all over the place in Gov't.  Plus, he will end the earmarks which usually have nothing to do with infrastructure, unless a Senator owns land near a new road he wants us to build.  That has happened.  The road to nowhere was built and it turned out the Senator had just purchased land nearby it.

    We have plenty of foolish spending in every Bill that is passed in Congress.  He wants to end that.  But not infrastructure repair, health care, war funding, veterans, and the like.  We really do need to take a look of what we actually are spending money on, (money that we don't have) and look into the depts, and make some real cuts.  Even the recent bail-out Bill has a resurface project of a car racing place.  It's so out of control.

    Something has to be done with Social Security it's on the list of next projects to do.  It has to be funded.  People tend to forget that.  It's running out of money.  They steal from SS funds to pay for projects, that most likely we didn't need.  Our congress is a total mess.

    Also, I was listening to a tax man and he was saying Obama's taxing proposals are total lunacy in a time of economic downturn for both large and small businesses, and retirees.  They will hurt everyone except the people who don't pay taxes.  They will get a refund check even though they pay nothing.  That refund check will add to our deficit because we don't have the money to fund it. 

  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008

    Hi Madalyn, welcome.  I think debates should be encouraged.

  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • anneshirley
    anneshirley Member Posts: 1,110
    edited October 2008

    Madalyn,

    Would you share with us what you have to pay for your government insurance, and if part of it is paid by the government, do you know what that share is? That is, what is the overall cost for single coverage and the overall cost for family coverage on the government plan.  My major domestic issue, and the reason I was so passionate for Hillary, is I want health care for all, mandated, universal, social medicine, whatever you want to call it.   I have researched this issue and was not able to find an amount.  I think it would help those on the fence and perhaps bring over some Republicans to Obama if they knew that the amount is less (hopefully, far less) than what we pay for private insurance and with at least the same benefits. 

    Thanks. 

    I absolutely agree that the amounts thrown around by McCain are way too low and the way in which he's constructed his plan might actually throw more people off the insurance roles.  I still wonder what he was thinking, or who he hired to do his research? 

  • Rosemary44
    Rosemary44 Member Posts: 2,660
    edited October 2008

    Anne,

    Why would McCain's plan throw people off insurance roles? Huh?  The $5000 per family will help offset what they pay now or buy insurance for those who don't have it.  How do they get thrown off?  Obama's plan is a government run plan, this is never good for anyone.

    I pay $240 a month for coverage for myself and husband.  $30 for office visits.  Unless a place doesn't accept the full amount my insurance will pay them, they try to make me pay.  I was just overcharged for 2 ultrasounds, the cost was $5,384. 2 ultrasounds!  They cost nothing to do.

    My ins. paid them $2,000 which I couldn't believe.  Now they want the difference from me.  Guess where they can go.

    Anyway, if we get $5k from McCain's plan per year that covers the $240 we pay monthly.  But to purchase new insurance without a company, that amount probably wouldn't do to pay it all.  Are we expecting welfare for insurance from our gov't?  No plan will be free.

  • pinoideae
    pinoideae Member Posts: 1,271
    edited October 2008
  • suzfive
    suzfive Member Posts: 456
    edited October 2008

    The Facts about the McCain-Palin Health Care Plan

    Barack Obama And Joe Biden Have Consistently Lied To Americans About John McCain's Plan. Their claims have failed every fact-check - from CBS to the Washington Post. John McCain is not going to raise taxes on middle class families. Barack Obama and Joe Biden are the only ones in this race that plan to raise taxes.

    Transforming The Tax Code To Create Greater Equity: The McCain plan transforms the current tax code to provide all American families - including the self-employed and the uninsured - the same tax benefit, a $5,000 refundable tax credit ($2,500 for individuals) that was previously only available to those with employer coverage. Families can use this credit to purchase insurance of their choice, including keeping their current coverage. This is an approach supported by Barack Obama's own Senior Economic Advisor Jason Furman who wrote that "we could scrap the current deduction altogether and replace it with progressive tax credits that, together with other changes, would ensure that every American has affordable health insurance."

    Better Than "Members of Congress": Under the McCain Plan, your employer can provide you with health insurance as good as a "Member of Congress", and you would pay no more in taxes - regardless of your tax bracket. In fact, you would have some additional money left over from the McCain tax credit to put in a health savings account.

    On The Issue Of Congressional Plan - There Are Options, But All Are Under The FEHB Program: A good example is the Blue Cross and Blue Shield Service Benefit Plan, which has combined monthly premiums for family coverage of $1027.95, for an annual cost of $12,335.40.

     Income Tax Liability McCain-Palin
    Tax Credit
    Total Tax Savings

    10% Bracket
    (Up to $15,000)
    $1,200 ($12,000 x 10%) $5,000+$3,800
    15% Bracket ($15,650 - $63,700)
    $1,800 ($12,000 x 15%) $5,000+$3,200
    25% Bracket ($63,700 - $128,500)
    $3,000 ($12,000 x 25%) $5,000+$2,000
    28% Bracket ($128,500 - $195,850)
    $3,360 ($12,000 x 28%) $5,000+$1,640
    33% Bracket ($195,850 - $349,700)
    $3,960 ($12,000 x 33%) $5,000+$1,040
    35% Bracket ($349,700 and Over)
    $4,200 ($12,000 x 35%) $5,000+$800



    Where Is The Middle-Class "Tax Increase"? If you or your family is in the 28% bracket, with an income of $180,000, you could receive employer provided health insurance even better than a Member of Congress, with a cost of almost $18,000, with no increase in taxes. Even the liberal leaning Tax Policy Center, agrees that the McCain proposals will result in a "net tax benefit" of more than $1,200 for an average tax payer.

    Helping Those Without Employer Coverage: If you are a middle-class American today without employer provided health care, the McCain plan would give you a tax credit of $2,500 as an individual, or $5,000 for a family, to help you buy your own health insurance coverage, including across state lines. American families - not government bureaucrats or insurance companies - will choose the coverage that best meets their needs. Today, the government does nothing to help you. Why does Barack Obama oppose this?

    McCain Health Plan Puts Families in Charge: In another desperate attack, Barack Obama and Joe Biden have said that McCain health care tax credits to help families buy coverage "will go straight to the insurance company." Here is what they fail to mention - the credit goes to the insurance company that the American family chooses to get coverage from, anywhere in the nation. The power of choice lies with the family - not government bureaucrats or insurance companies. Ridiculing this line of strange attack, The Associated Press stated, "Of course it would, because it's meant to pay for insurance. That's like saying money for a car loan will go straight to the car dealer." Furthermore, any additional money left over after purchasing coverage will be controlled by the family in a portable health savings account.

    McCain Health Care Plan Protects Our Vulnerable Population: John McCain believes that no American should be denied access to quality and affordable coverage simply because of a pre-existing condition. As President, John McCain will work with governors to develop a best practice model that states can follow - a Guaranteed Access Plan or GAP - that would reflect the best experience of the states to ensure these patients have access to health coverage. There would be reasonable limits on premiums, and assistance would be available for Americans below a certain income level.

    McCain Health Care Plan Gives American Families More Choices: John McCain believes that American families should be given more choices by allowing them to purchase policies across state lines. In a move derided by fact checking organizations including Fact Check, the Obama campaign used this as an opportunity to falsely accuse John McCain of deregulating health care markets akin to Wall Street. A recent study showed that simply allowing Americans to purchase across state lines would reduce the number of uninsured by almost 12 million.

    McCain Health Care Plan Preserves Employer Coverage: The McCain health plan builds on the employer-based system. Employers will have the same incentive to provide health insurance as they do today since they will continue to deduct the cost of health insurance they provide to employees. Nothing will change. In addition, payroll taxes will be protected from taxes under the McCain plan. Millions of American families with employer sponsored coverage in all tax brackets with the same coverage as a "Members of Congress" will now come out ahead with additional funds going into a portable health savings account. Importantly, younger and healthier employees with the McCain health care tax credit will have a bigger incentive to stay with the employers. For example, a 25-year-old employee in the 25 percent tax bracket with a $2,500 tax credit could either purchase a policy in the individual market for the same amount or stay with his employer plan and receive a $5,000 policy with an additional $1,250 to invest in a portable health savings account. Why would people choose worse insurance and less money? Finally, the McCain plan through comprehensive cost-containment policies addresses the single biggest threat to employer coverage - rising costs.

    So if you have healthcare through your employer that will not change. They will not have an incentive to drop coverage (they will lose their tax benefit). But you most likely will have more money to pay any deductibles or co-pays that you may have now.

    For those that do not currently have employer coverage you will get 2,500 dollars for singles, 5,000 for families to put towards buying health insurance. So if you are currently paying 700 dollars a month or 8400 dollars a year you will get some money to offset that cost. With more people buying insurance the cost of insurance may come down. Since you will be able to cross state lines - insurance companies will be competing for business.  

  • anneshirley
    anneshirley Member Posts: 1,110
    edited October 2008

    Rosemary--in answer to  your question.  The tax deduction for insurance will be removed; McCain is expecting that employees will get a higher wage to compensate (he has obviously never worked in the business world); and even for the few companies that would give the money back to the employee, people will forget in one year and will see that their insurance bill is $12,000+ and their credit only $5,000, and some will stop buying insurance.  I do agree with McCain, that there's an intrinsic unfairness in employer-based benefits.  Some employees, executives, get better benefits--true of every major company that I know of, some employers give better benefits than others, so some people get tax breaks and those who have no insurance or poor benefits pay for those with good benefits.  And sole proprietors get no break (I know having been one).  But McCain has to think through his plan and come up with a better way of trashing the employer-based health care system, which is dying out anyway. His was not adequately thought through and it won't solve the problem.

    Going across state lines.  I think that one is obvious.  Cheaper plans will be available without good benefits and younger people will buy those; those who need better coverage will be stuck in the high risk groups paying much more.  Market based pricing does not work with health insurance, which is why most countries don't use it.  

    I also think the government-based system is too expensive for families at the lower end of the earning scale.  We need more regulation of insurance companies, and by that I mean regulating profits. 

  • Rosemary44
    Rosemary44 Member Posts: 2,660
    edited October 2008

    Anne,

    Who says the tax deduction will be removed?  Start over from the very beginning.  I'll start.

    I now pay for insurance, $240 a month.  My employers pays the difference.  How is this going to change under McCain?  I have to understand this so bear with me.

    Suz, can you give us the place where you found that chart. I can't read the one posted.  I hate when they do boxes, they don't copy well. Thanks

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