Health Insurance where to buy individual plans?

Pil, I worked for an individual health insurance company for many years. Until 2014 when the "no preexisting conditions" part of Obamacare kicks in I don't believe anyone but State High Risk Pool or the government plans for people with preexisting conditions would even cover anyone with cancer on a comprehensive major medical plan. If anyone would they would most likely exclude coverage for the breasts & cancer. Unless you are very young it would most likely cost much, much more than that too. The only thing I can even think would cost that little would be some kind of hospital indemnity or limited coverage policy. I'm 51 and had to drop my State risk pool coverage 2 years ago when it hit almost $8000 a year, and that was with a $5000 deductible & no limit on 20% copay and out-of-pocket & a $250 deductible on prescriptions.

I buy my own policy through Blue Cross Blue Shield of Florida. I only have a surgery/hospitalization policy, but it has covered me through chemo, BMX, radiation & reconstruction. My rates went up & I now pay about $186 a month including dental. I have a $500 in-network deductible & a $2500 in-network out of pocket. They don't cover actual doctor appointments, even with my oncologist so I end up paying about $200 every time I see him, which is about every 4 months. They denied my Oncotype Dx test because it was out of network, but the company filed the appeal & then settled with me for a fraction of what the charges were. BCBS also would not cover my RX for Singulair or more than 2 PT sessions for lymphedema. Also no coverage for lymphedema sleeves, bras or prosthetics. Other than those few things that I can think of, BCBS has been really great & they covered a lot more than I thought they would.

I was healthy & had an existing insurance policy through my husband's employer when I opted to go off of his & get my own for cost reasons.