To all of you that are against health care reform
Comments
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It sounds like you need to have a crystal ball to know what is going to happen 5 years ahead of time in order to be eligible for help.
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No PIP, the wealthy were transferring their parents assets into their own names so that when the parents entered into a nursing home they "appeared" to have nothing and would then qualify for assistance. Meanwhile, their homes that were worth hundreds of thousands of dollars were in their kids names and so the value could not be touched for their care.
So Shirley is right on target (Oh, I so hate using "Shirley" and "right" in the same sentence
-just kidding Shirley!)
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LOL, Patoo. I can understand from where you are coming. But think of it this way, Shirley leans to the RIGHT.
Okay, again, we do want reform. But not what they had to offer....just any reform. It's time to get down to real business. I know that both parties can come together and agree on things. I just know it if they let their egos get out of the way. After all, this is about us. It's not what they want and it's certainly not about them....except politically.
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Arggh! I worked as a welfare worker because I wanted to HELP people, Pretty. Spewing hate - okay, whatever you say, but that's a pretty gross distortion of what I said. I'm assuming you are Canadian and have never worked as a welfare worker, so I guess you think all welfare recipients are simply poor people who should be pitied. Sorry, but that's not the case - we had so much overt fraud that nothing was done about and generation after generation of women who deliberately got pregnant at the age of 15 so they could get "their own check." One client I was trying to help one day stole my wallet out of my purse when I went to the copy machine.
The obvious answer to your question about why my kids don't have insurance is it is not available to them through work and they're barely getting by so they can't afford their own private policy.
Thanks for the info, AnnNYC - when I was a social worker that was not the case. I quite in 1994. Back then parents could get welfare at least for the children until they were age 18 because it was an entitlement program. The payee could refuse to cooperate with the District Attorney's office for child support, refuse to register to work, whatever and still get the grant for the children only. And believe me when I tell you that keeping up with the disqualifications for the payees who did this kind of stuff was and endless job in and of itself.
Apparently I cannot express my opinion over here or relate my experiences without being accused of being a hater, so I'll just bow out so you can have your civil discussion. Peace out.
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Just wondering why it's okay to make nasty remarks about the wealthy but saying anything the slightest bit denigrating about welfare recipients is "spewing hate"? Never mind, though - talk about a double standard!
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Des ... it's okay. (hugs) In my area of VA with such high unemployment, we have a very high rate of welfare, food stamps, etc. The problems here began at least 20 years ago when manufacturing moved overseas (thanks to NAFTA and free trade legislation .. sorry off topic). Last week, our last Stanley furniture plant closed. All those folks will now be on unemployment and surely cannot afford Cobra. The only paying jobs here with benefits are working for Social Services. Ironic isn't it! And you have to have either a 4 or 6 year degree. Okey dokey .. how are those factory workers going to get a job like that!
The other day at Walmart, I commented to the checker about how incredibly busy it was. He responded that on the first of the month when the food stamp cards are "reloaded" with funds, the people start lining up at 12 midnight to buy goceries (I was there the morning of the 1st).
I forget who posted about the unemployment numbers ... but in my area the rate is about 24%, and that number is from the people registered with unemployment services. So, while the children may be covered under AFDC for medical, etc., the adults under age 65 are not.
Generational welfare is a very sad state of affairs. And who can afford even the community college in this area .. about $550 p/class. It's kind've an endless cycle here. Not so in San Diego where there are more opportunities. So it appears some of these problems are worse in some areas as opposed to others. There is an enormous difference from So. VA where I live and No. VA. Geez .. it's like two separate countries!
To clarify .. the medicaid I receive is through the Breast Cancer Screening program funded by the CDC and administered by the State. I have no idea what the requirements are for a 54 year-old woman applying for medicaid. Each state has this program, which was signed into law by Bill Clinton in 2001. In order to qualify you have to be screened through the program. In VA the screening age can begin at 18, and mostly serves 40+. Some states have raised the screening age to 50.
Now Des .. don't run off ... I came back to keep posting on this thread .. and I know you are welcome here, just like me!
Love,
Bren
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Hi Madalyn ... we were writing at the same time. I agree .. reform is needed for people like Nicki and all the others who can't afford their medical insurance, deductibles, etc., and have to continue working, even though they are so sick.
My son and his wife are paying $900 a month for family coverage through her employer. That doesn't include the deductible and 20% copay (with two babies, it adds up). She's got a master's in education and teaches and my son is working on his masters in physics ... and they're holding on by a thread.
Madalyn .. you wrote: I think the absolute worst thing about our current system is that you can pay premiums through your employer for 30 or 40 years and hardly ever use the benefits. Then if you get sick and can't work or have lost your job ... poof ... it's all gone even though you've been paying for years ... you are left holding a big bag of nothing.
And I agree with you.
love,
Bren
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I have just finished my year long treatment for Breast Cancer.........it included; all diagnostic.....mammograms/ultra sound.....surgery (total mastectomy)
Tissue Expander (immediate reconstruction)......bone scan/bone density scans/heart scan/MRI/CT scan/ 7 x TE fills / 6 cycles CHEMO and associated blood work/ 30 x Radiation/ Final reconstruction surgery (removal of TE and insertion of implant.......Right breast lift and reduction).........5 years of Femera.............all follow-up visits and drug costs included.
No Private or extended medical Coverage........I live in Canada and all of this was covered by my Medical Services Plan (available to all) at a cost of $57.00 per month.
Throughout this incredible 'journey' while following the debate about Health Care Reform south of our border..........I prayed for those who are unable to afford the prohibitive costs of Insurance......I am ever so grateful that I didn't have to worry/or stress about my care.
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Madalyn, you've raised a number of excellent points. What I see as a real faultline in our system is that having benefits is tied to having a job (or at least a certain type of job). My husband was laid off last spring. We're on COBRA, and SO grateful for the subsidy that brings it in line with what we were paying when he was employed.
Now that we're in a bad recession and unemployment is so high, access to health care has become a tremendous concern for a huge percentage of our population. My husband does some part-time work and I've been freelancing, but obviously that doesn't help us with benefits. What I hate about our system is that most people are expected to get it through an employer. I'd think if anything were to inhibit the entrepeneurial spirit it would be health insurance. How many people think, "I'd love to be out on my own, but I need the benefits"?It's such a dangerous system, one that almost ensures that someone can wind up in a serious downward spiral when employment ends. I'm glad for COBRA, and the subsidies, and the extensions, but I live in fear that we'll use them all up.
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It really is a question of will. The U.S. seems to always be able to find money for wars, tax cuts for the wealthy, and bailing out banks, S&L's, GM and other major corporations. Somehow, we never seem to find the money for health care reform.
There really is a bias against people who don't have much. I'm amazed at the hatred sewed towards the poor, towards organizations that try to help the poor (ACORN), and unions (who help to empower people). I'm beginning to think that it will take a major melt-down of the insurance industry before real change happens.
I see two scenarios where that could happen. The number of people who can no longer afford insurance reaches a tipping point. Or corporations decide they've had enough and start to push the politicians to rein in the health insurance industry.
We've seen indications of both these trends. It's just a question of when. The whole capitalist, free-market philosophy has failed. It's only a matter of time before average people really do decide that enough is enough.
My preference would be to have a thoughtful transition to a new system. I'm no longer confident that will happen. Instead, the change will likely be chaotic and painful. But it will happen. The laws of economics will be followed - whether we like it or not.
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It is, if you consider it even a little bit, a bizarre system that ties health care programs to employment situations - why not tie health care to your favourite sports team? It would be just as logical and possibly more efficient.
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"des ... I hope you don't leave the thread. Everybody knows that there are people out there who 'game the system' for everything they can get.
But the objection I think comes from turning the discussion to those people. The need for healthcare reform is not about them ... they are doing OK now and are a totally separate problem."Madalyn, yes that was my point. There will always be fraud. There will always be lazy people. There will always be people who take advantage of the system. But that is no reason to not make the system accessible to all.
"Just wondering why it's okay to make nasty remarks about the wealthy but saying anything the slightest bit denigrating about welfare recipients is "spewing hate"? Never mind, though - talk about a double standard! "
Des, I don't see anyone make any nasty remarks about the wealthy. That is what is so perplexing to me. It seems that it is only the poor that are at fault when people argue their opposition to changes in the delivery of health care . The only thing that is ever said about the rich is that there is nothing wrong with making money (true) and that we should not ask the wealthy to pay more into the system.
The other remark I took offense to was referring to the people who are "dumb as dirt". Some one else said that if you don't get post secondary education that makes you responsible for your poor financial situation. Did you ever stop to think that maybe many people are just not able to learn or retain knowledge that will give them the ability to hold down a good paying job with good health benefits? Or that some of those who you saw scamming the system were only doing what they had been taught to survive. Don't misunderstand. I am well aware that there are many out there who could do better for themselves. Some are just plain lazy. But I do not understand your reluctance to help all those in need just because it would also help the ones who you feel do not deserve it.
Would you not be willing to provide free health care to a lazy drug addict if your own children would also be guaranteed free health care?
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Over and over again, you see how our health care system (meaning access to health care) is tied to income and finances. Since my first son was born (was in the hospital for months) my eyes were really opened to the weird notion of medical bankruptcy.
Is it naive of me to think that not being able to pay your medical bills is entirely different from buying too many pairs of expensive shoes, or even defaulting on a mortgage? If I were in charge, I'd create some new category for people who "defaulted" on medical bills. (And I wouldn't use the word default, either.) Not sure what I'd do, but I wouldn't allow a catastrophic illness to ruin someone's finances through no fault of their own.
What galls me is that this happens to people WITH insurance. Even employer-based insurance (which we have) and not the open-market kind. As people here have experienced, even having insurance doesn't mean you don't accrue significant expense.
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Brenda, have you been able to find any solution yet?
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It is obvious that health care and reforms in health care are such hot topics on this board, as they are across our nation. On this board alone, across many threads many men and women are dealing with the terror of breast cancer ALONG WITH fears of being uninsured, underinsured, losing a job (losing insurance), Cobra terminations, losing homes, passing on treatment due to co-pays and the list does not end. Three thread (maybe more) now deal with this topic. I personally am currently "lucky in insurance". That could change tomorrow. I worked hard all my life. So what! Luck changes
Search the word "insurance" on http://community.breastcancer.org/
.Over 24,867 posts came up with this search term. Truly it is obvious health care is a big concern for so many across these discussion boards as it is for all classes of people across this country....the rich, the middle class and the poor. It saddens me that sick men and women with breast cancer (or any life-threatening disease) must spend so much mental energy on insurance when they should be working with their doctors on wellness goals.
I do not have the answer on what constitutes a good health care bill, what I do know we (all of us) need a new program in this country. If we access a Breast Cancer Discussion-LIKE organization in another country with health care contingencies for their citizens, would we see 24, 867 posts touching on the subject of insurance, or would we see men and women centered on an exchange of ideas on how to deal with cancer with a minimum concern for insurance monies need to treat it?
Maybe this can bring us closer to what we need here in the US.
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prettyinpink100 wrote:
Brenda, have you been able to find any solution yet?
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No. I'm getting our medical bills in order, to see what we're going to be owing in the near future.
I told the onc I'll make a 6 month follow up appt., and maybe at that time I can schedule a scan.
I'm not going to worry too much about it right now. I've worried enough over the last 3 years.
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Des, I understand your frustration. I have seen it in my own family.
My dd used to work as a court advocate for the local battered women's shelter. The pay was horrible, but the gratification that she received from her job was enormous.
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You're right Brenda. Put it on the table for awhile.
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I hear you on the government allowing all the hormones in our food. I just saw a movie about the estrogens given to cows to produce more milk, hormones in chicken & beef to make the animals larger, hormones in beef to prevent ecoli because they feed them cheap corn instead of grass that they are supposed to eat, ...etc. The movie was "Food Inc." They talked about a lot of things that I'm sure American people are not really aware of what we are eating. It explains to me why there is so much cancer these days and it's happening at much earlier ages. I've never been a health food nut; but while I'm now more aware with metastatic cancer; I buy hormone free milk, organic chicken, eggs & very little organic beef at places like Trader Joes or Whole Foods. I also juice more. Due to being stage IV; this may not help much, but it's definitely worth a try to eat better along with traditional medicine needed to kill the cancer.
I'm also too young for medicare & it would take my whole check to pay for Cobra these days. Those of you who need treatment and can not pay the co-pay; please search all cancer sites for help. I know there are limitations but hopefully we can get the treatment that we need and that everyone deserves. If we don't change things now; I hate to see what happens in 10 or 20 years to this country.
Terri
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