Concerns about health insurance, now that Trump is elected

peggy_j

I'm worried. I am self-employed, have been buying insurance through COBRA w/ my ex-husband's company, and will roll off at the end of the year. Since Trump and the GOP want to repeal the ACA ASAP, I'm very worried. At least one article I read last week said that they could remove the clause of "no lifetime max" (for everyone ,even people getting insurance through their employers.) They could require insurance companies to offer insurance to those with pre-existing conditions, but allow them to charge higher rates. Etc.

I've been brainstorming options but haven't found a lot. I will call my state's health care consumer hotline. Maybe it will take awhile for the ACA repeal to take effect, but still I'm worried.Would love to know if anyone found some options.

peggy_j

I guess we're reading different things. This article summarizes the analysis by the Rand Corporation.

25 million people could lose health insurance under Donald Trump's plan, analysis shows

https://www.washingtonpost.com/news/wonk/wp/2016/0...

excerpt:

"Despite its flaws, this system [the ACA]— along with the law's expansion of the Medicaid program — has allowed millions of people to obtain insurance who did not have coverage before. Roughly 20 million would probably become uninsured again if Trump is elected and Congress votes to repeal the law, according to the report. Health-care costs for the typical family enrolled in the individual market would increase from about $3,200 to about $4,700 a year.

On top of that, according to the report, another 5 million Medicaid beneficiaries could lose coverage if Trump implements his proposal to convert the Medicaid program into a fixed annual grant to states to use as they see fit. The grant might not be sufficient for states to continue paying for those beneficiaries' medical treatment."

dtad

Hi everyone. The bottom line is we just don't know. We will just have to wait and see. What Trump said he would do doesn't translate into what he will do. Hopefully it will be better and not worse!