Medicare coverage for garments
Just received this notice from Bob Weiss, the insurance advocate for the National Lymphedema Network, advising those on Medicare of how to successfully appeal for payment for compression garments (and bandages). I believe it's still necessary to pay up-front, but the process he describes here is working well for reimbursement. If you need help understanding or following through, contact Bob by email at LymphActivist (at) aol (dot) com. Bob's been tireless in working to get payment for garments--THANKS, BOB!
The coverage requirements described below are, in this layman's opinion, derived from coverage criteria applicable to items used in the treatment of open wounds, and are not applicable to members of other benefit categories like durable medical equipment, prosthetics, orthotics or prosthetic devices, all of which have their individual coverage criteria unique to their medical use or function. It is therefore erroneous to deny coverage to an item before determining in which benefit category it may belong based on its medical function. And yet this is exactly what is done when a lymphedema compression bandage system, a lymphedema compression garment or a lymphedema device is denied because it does not meet the coverage criteria required for a surgical dressing.
I strongly recommend that every Medicare denial of a lymphedema bandage system, compression garment or device be appealed because they can be shown to "replace all or part of ... the function of a permanently inoperative or malfunctioning internal body organ" and "are covered when furnished on a physician’s order." [Section 120, Chapter 15 of the Medicare Benefit Policy Manual, CMS Publication 100-02.] and therefore meet the coverage criteria for a PROSTHETIC DEVICE.
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Lymphedema Patient Advocate
Comments
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Binney, Do you know if Bob or anyone else has ever created a sample set of appeal documents that one could use as a model to aid in filing an appeal after Medicare denial of compression coverage?
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lymphedema compression garment or a lymphedema device is denied because it does not meet the coverage criteria required for a surgical dressing.
Thank you, Binney .This something that all of us need to keep our eyes and ears open on when it comes to National Health Care Reform now coming our way. I surely dont care to get into a political battle, (PLS!) just saying- we need to be our own advocates.I have already heard of whispers of getting more infrequent mammos etc ... for those who care, be aware !
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I am not sure if I believe this since he states."Consequently, Medicare limits the coverage and reimbursement of gradient compression stockings to the following situation:
- The beneficiary must have an open venous stasis ulcer that has been treated by a physician or other healthcare professional requiring medically necessary debridement. [Emphasis added]"
If we do not have an open ulcer we do not get sleeves?
But then he state,"I strongly recommend that every Medicare denial of a lymphedema bandage system, compression garment or device be appealed because they can be shown to "replace all or part of ... the function of a permanently inoperative or malfunctioning internal body organ" and "are covered when furnished on a physician’s order." [Section 120, Chapter 15 of the Medicare Benefit Policy Manual, CMS Publication 100-02.] and therefore meet the coverage criteria for a PROSTHETIC DEVICE." Which would qualify us for it.correct?
It is a nice idea but I don't see how people are getting around the CMS denial for LE sleeves or it depends on WHO from medicare is reviewing it. Sounds like it is the same as getting approved for disability...it's a crap shoot on who gets it, who doesn't ...
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Cinnamon, Bob has been successful several times, acting as an unpaid advocate and coaching LE patients through the appeal process on this very argument that compression garments are prosthetic devices that compensate for the malfunctioning lymphatic system, and they are not surgical dressings. He is hoping that many will try the argument in appeals, so over time it establishes broad precedent.
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Cinnamon -- It's more than a nice idea. He used this argument in my case regarding a request for a night vest and won my second level appeal. He said the night vest was a prosthetic device that compensated for my compromised lymphatic system. I was case #30 in his win column, back in January of this year.
To quote from Bob's notice to Binney, "The coverage requirements described below are, in this layman's opinion, derived from coverage criteria applicable to items used in the treatment of open wounds, and are not applicable to members of other benefit categories like durable medical equipment, prosthetics, orthotics or prosthetic devices, all of which have their individual coverage criteria unique to their medical use or function. It is therefore erroneous to deny coverage to an item before determining in which benefit category it may belong based on its medical function. And yet this is exactly what is done when a lymphedema compression bandage system, a lymphedema compression garment or a lymphedema device is denied because it does not meet the coverage criteria required for a surgical dressing."
I believe the point he is making is that Medicare has various benefit categories - such as wound care, DME, and prosthetic devices - each with their own criteria for coverage. Medicare has been denying LE garments because they don't meet the criteria for wound care, which is a category that covers dressings for open wounds. This is not the purpose of LE garments. Bob's argument is LE garments fall under the category of a prosthetic or prosthethic device and DO meet the criteria for coverage when submitted as such. The issue is that Medicare routinely denies coverage for a submission because it places it under the wrong benefit category of wound care. Bob's approach is to make sure reimbursements are submitted under the correct benefit category related to prosthetics or prosthetic devices.
Bob is not a politician, rather an advocate who tirelessly wades through piles of health coverage regulations, insurance policies, and Medicare coverage, all in the hope of getting better care for lymphedema patients. I am no dummy, but I got the runaround from my insurance co regarding coverage until I was ready to poke my eyes out. Bob handled my appeal, and he examined my policy and pulled together an appeal submission that would make anyone's head spin. His presentation to the appeals committee via phone conference was equally amazing. This man is bright, dedicated, and compassionate and cares about getting coverage for patients. -
Exactly, Tina. It's complicated, but the way it stands now Medicare will only cover LE garments (or bandages) when there is an open wound, or lymph fluid leakage through the pores. In other words, only for very advanced, neglected LE. Then when the wound heals or the leakage stops, they stop paying again. Completely dreadful! And I actually know women on limited incomes who are waiting for wounds to develop so they could get new garments, which they then must wear for years if the wounds heal.
Bob is advocating arguing instead that the garments are a prosthetic devise for a non-functioning body system (which of course they are), which is a category Medicare covers. So if you are appealing for coverage, this is the path to appeal. And the more of us who appeal and win, the easier it will become to get coverage without having to appeal. In the meantime, since this is all about as clear as mud, Bob is available to help anyone on an individual basis, no charge.Whew! Thanks, Bob!
Binney
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