Life Insurance

kks_rd

OK, here goes a "dumb" question.  I was chatting with a fellow BC survivor recently, and as we were talking it came out that we're both BRCA1+.  Somewhere along in the conversation she asked if I had signed up for life insurance before getting tested, and was like, appalled that I hadn't.  She said there's no way I'll ever be able to get life insurance now that my genetic status is known.

I am not married but I do have a 'life partner' in my BF of 16 years. Kids are not part of the plan.  So how important would life insurance be, anyway?  I've never had to think about it before and I'm sure it's obvious I don't know anything about the subject.  I feel so stupid!!!  And I'm a little surprised at how little information there is about this out there.  I met with a genetic counselor before getting the test but our conversation centered mostly about how the test results might impact my treatment decisions or others in my family.

Can anyone out there shed some light on this??  And is this lady right, that there's no way I'll be able to get it now anyway?

Thanks..... 

kks_rd

I moved this post to the Financial Matters section of the forum. Sorry for any confusion!