Medicare coverage for BRCA testing?
Hello all, my mom was just diagnosed with recurrent IDC (tumor in right armpit, right chest wall, right and left lymph nodes near collar bone) and bone metastases (one spot on left hipbone). Needless to say, at 8 years out from BC, we never guessed we'd be here again but we are. In the past, I have found this board to be so very helpful and I am sure I will have many questions again.
I am heading down to visit her next week and will go to the oncologist with her. One question that we never considered last time -- is BRCA testing something we should consider for her this time (we did not do it back in 2011)? And if so, will Medicare cover the costs? (I know that if Medicare covers, then her supplemental insurance will also cover). Have called Medicare already and get a very unclear answer, so I thought perhaps some of you have had experience with this.
Thanks so much for your insight.
Comments
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No direct experience, but here is a summary from ASCO from 2018 with circumstances under which Medicare will cover BRCA testing:
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I had testing earlier this year. Medicare (actually my Advantage plan) covered a certain amount of testing because I've had other cancers, and several family members have had cancer. But there was some testing they wouldn't pay for. If the test helped with potential risk for myself, it was covered. If it was to assess risk for blood family members, no. But it might depend on the type of cancers.
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I’m sorry to hear that your mom is dealing with cancer again. What age is your mom? I don’t think they will test over a certain age since those with the gene usually have cancer diagnosed at a younger age, My daughter, sisters and I couldn’t be tested when I was diagnosed because they said one of us would have had it occur earlier if positive. I was 66.
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When I was dxd last year, Medicare covered all of my genetic testing, including BRCA. Granted I am 41 and disabled, so this may not be the case for all on Medicare, but I was thankful I didn't have to pay OOP.
Wishing you and your mother the best on your visit, appt, and I'm so sorry you are going through this again.
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Thanks so much. My mom is 75 and it does not look like she meets any of the requirements listed above.
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So sorry to hear that your Mom is having to go through all this again. I really don't know what Medicare covers so I can't weigh in on that, but I am guessing genetic testing would not change your Mom's treatment plan at this point. There might be value for you and any siblings to know if your Mom carries a genetic mutation that you might have inherited, however, so I wanted to mention the testing from Color Genomics. This is an at home test that runs about $250, I think.
It tests for mutations in these genes: APC, ATM, BAP1, BARD1, BMPR1A, BRCA1, BRCA2, BRIP1, CDH1, CDK4, CDKN2A (p14ARF), CDKN2A (p16INK4a),CHEK2, EPCAM, GREM1, MIFT, MLH1, MSH2, MSH6, MUTYH, NBN, PALB2, PMS2, POLD1, POLE, PTEN, RAD51C,RAD51D, SMAD4, STK11, TP53.
I took this test myself. You have to have a doctor refer you for the testing, but you can use their doctor at Color Genomics. After you get your results, you have the option of consulting with one of their genetic counselors by phone (this is included in the price). My results were negative so I didn't take advantage of their genetic counseling service, but it did help inform my decisions regarding what to do about my LCIS.
I heard about Color Genomics on these boards so there are others on here who have had experiences with this testing. Not sure that the test is as comprehensive as the hospital-ordered testing, but it's a good starting place in my opinion.
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I have done the Color Genomics testing since there is much more info available now then when than when my geneticist tested me for a small number of genes. . You do NOT have to have a doctor referral to do it. They also run sales on testing a couple of times a year if you get on their email list
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MelissaDallas, perhaps I wasn’t clear using the word ‘refer’, but Color is very clear that the testing is physician ordered & reviewed. From their website: “Doctors order Color. Color's clinical-grade tests are ordered by a physician who reviews your information to decide if testing is right for you, or your own physician. After you provide a sample, Color can connect you with a provider from an independent physician network who will review your information and can order testing on your behalf. If any questions arise, they will contact you.“ I used their physician rather than my own doctor when ordering initially, but I had the chance to send the results to my physician.
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Light1candle, the kits and testing ordered by individuals without a doctors referral are exactly the same as the ones ordered by a doctor. If you test positive for anything you can provide your testing results to a doctor and confer with Color Genomics, or if necessary request a referral to a doctor
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I believe we are saying the same thing, MelissaDallas.
To the original poster, pp729 - I just mentioned Color Genomics because it is a reasonably-priced option for your family if Medicare will not pay for this sort of testing. Sending along my best hopes & wishes to your Mom.
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I think it is always best to be referred to a genetic counselor PRIOR to testing. These master degreed professionals can evaluate family history, ethnic background, select the company or institution which should analyze the sample and help interpret results. Many times a variation of unknown significance is found.
Also, have whatever life/long term care/disability insurance in place before you learn about any mutations that may be present. In the US, health coverage is protected from discrimination by GINA but not those other policies.
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All very helpful replies -- thanks so much. Since it does not appear that Medicare would pay for my mom's testing (due to her age and not meeting any of the standards listed above), Color Genomics could be a useful option. I see on their website that they have a Family Testing option as well which could allow myself and my aunt to get tested, if interested.
Honestly, I had always said after Round 1 of my mom's BC that if she developed it again or if another member of my family did so, I would consider the BRCA testing. I'd wanted my mom tested first, then I would do it if she tested positive. That was the thought process.
But, I am curious about the comments about having whatever life/long term care/disability insurance you need prior to any testing. The Color Genomics website says that "Your results are available to you and the healthcare provider who ordered your test as well as any additional healthcare providers you designated. Your results will not be sent by Color to your insurance company, employer, or any other healthcare provider without your explicit request." - so how would any future insurance provider learn about the tests?
Thanks again for all the comments - I am learning this as we go but want to talk with my mom's oncologist about it when I am there with her next week,
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pp729, they will learn if they ask you a question about it on your insurance application.
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