State Insurance

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Rayna_666
Rayna_666 Member Posts: 24
edited July 2018 in Employment, Insurance, and Other Financial Issues

I am currently done with all treatments and in the clear, but I am wondering what to do about insurance. Assuming nothing comes up, I still need 4 month check ups with an oncologist and an MRI every 3 years for my implants.

To make a long story short, I had triple negative IDC and went through chemo, double mastectomy, and radiation. I ended up quitting my job of 15 years. (I had insurance through Wisconsin Medicaid as I was low income.) I was miserable at the job and in the town I lived in. A series of unfortunate events that had me and my partner taking care of family member after family member had kept us there.

Now my uncle wants us to move to Texas to be near that side of the family. I've been visiting and I love it here. There are more jobs and I have support and our grown son lives here, so I would love to. My problem is, I was hoping to use State Insurance until I figured something else out. Apparently Texas doesn't take childless adults unless you are 65 or disabled.

I was wondering if anyone had any insight. I'm unemployed and I obviously can't afford high premiums. If I can't figure something out, I will have to head back because I don't want to do anything to jeopardise my insurance and after all this, I don't want to go without health insurance again.

Any input is welcome. I'm kinda mind blown after everything and just want to get a new life started. I'm infinitely grateful for the insurance I have as I have no clue what I'd have done without it, so I am not complaining, just at a loss as to where to go from here.

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  • MelissaDallas
    MelissaDallas Member Posts: 7,268
    edited July 2018

    Hi Rayna, you are correct that you won't qualify for Medicaid, plus you have to have income to qualify for a subsidy on the ACA plans. About all you can do is find a job with insurance ASAP

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  • buttonsmachine
    buttonsmachine Member Posts: 930
    edited July 2018

    Rayna, do you know what facility to might transfer your care to in Texas? If it's a large facility, they should have oncology social workers on hand. Social workers are SO helpful at navigating this. They know the system in and out, and it's their job to connect you with the care you need. They might be able to point you in the right direction, and give you more information so you can decide whether Texas is workable for you. It may take some calling around and persistence to get in touch with the right person, but definitely worth a try! I hope that helps.

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  • vlnrph
    vlnrph Member Posts: 1,632
    edited July 2018

    Happy to hear Wisconsin came through for you! That was a lot of treatment to experience, quite an ordeal I’m sure. Just think how much you’ll miss our snowy winters...

    You are wise to realize how important it is to have insurance. I don’t really know much about Texas but the idea of getting in touch with a clinic there is a good one.

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