Postponed biopsy...right call?

On Friday I was scheduled for a stereotactic biopsy due to microcalcifications that were found on my right breast. The microcalcifications were detected last December. Last week during a follow up mammogram, the radiologist noted that while the # remained the same, they appeared brighter and a biopsy was ordered. I spent a week worried sick. Friday finally came. I was in the biopsy room and the nurses were getting everything ready. I asked the nurse how much this procedure typically cost. I know $ should not matter when your health is on the line but my husband and I are both self employed and our insurance deductible is $6500. When she told me the biopsy would cost nearly $7,000 I almost fell off my chair. My husband is new in his business and money is really, really tight. To make matters worse, an uninsured driver totaled my vehicle in an accident three days prior. I was actually pretty sore from the accident as the airbags were deployed.

The nurse saw my reaction and my tears and said she would have the radiologist review my films to see if the biopsy was something that needed to be done right away or if it could wait.

The radiologist came down to the room I was in and talked to me about what she was seeing on my films. She said her concern level was pretty low...about a Birads 4a. She then said that it would be alright to postpone the biopsy. Her recommendation was a repeat mammogram in six months. She also mentioned that she would have her colleagues look at my films snd would call me in a few days if they think a biopsy is warranted in the near future.

I walked out of the office with mixed feelings. One was relief. What they were seeing must not look to bad. I also felt confusion. Would I have gone forward with the biopsy if my deductible had been lower? Would they have pushed it harder? Am I jeopardizing my life because of $$?

I am interested to hear what the other doctors have to say.

What would you have done in my situation?