Medicare/SS changes-Paul Ryan proposal
Anyone think this will happen--pushing the age for those under 55 to 72 for social security. MC part B pays 80%, wants to cut it to 40%..
Comments
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I think it's a real possibility:
http://www.nytimes.com/2016/11/18/opinion/the-medi...
Start calling legislators....
Talking Points Memo, an independent--but trustworthy--news website, has been covering this heavily and has been crowdsourcing the responses of individual members of congress.
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I would just totally drop my part B, since what I pay for it, (part A is free), isn't worth it for 40%.
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I agree with Rainnyc - I think Republican lawmakers are just chomping at the bit to take Medicare and SS apart bit by bit and will waste no time doing so. (Of course, it will not impact them in any way, nor are they concerned about reducing any aspect of their generous perks). It really is time to start putting pressure on our legislators - and keep it up.
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Geo W Bush wanted to privatize SS years ago but thanks to pushback it didn't happen (and our SS didn't get creamed in the 2008 stock market crash). Ryan's plan to dismantle Medicare is the wrong move, in the opposite direction. We need to speak up and keep this from happening.
From what I read, a more comprehensive, efficient and cheaper option would be Medicare for all. here's more info
http://www.pnhp.org/facts/what-is-single-payer
here's a chart that compares single-payer w/ the ACA
http://www.pnhp.org/sites/default/files/A%20Superi...
This is also more in line with most of the developed countries in the world, who spend less on health care and have better results.
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With the house and senate being repub run now, we just have to hope that enough repubs are against it. Also if they do this, they will lose all the seniors and disabled peoples votes in the midterm and next pres election.
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The GOP doesn't have a super majority (60 votes) so the Demos could filibuster. (but will they filibuster everything?) We need to speak up. And yes, some of the GOP is not falling in line. Let's contact them too.
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Medicare Will Be Gone By Next Thanksgiving If Republicans Have Their Way
http://www.huffingtonpost.com/nancy-altman/medicar...
There's a petition you can sign (and/or you can contact your elected reps)
https://actionnetwork.org/petitions/hands-off-our-earned-medicare-benefits
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Read this from Talking Points Memo. Then call your elected officials and add your voice to the protests:
http://talkingpointsmemo.com/edblog/critical-for-u...
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Donald Trump Is Coming for Your Medicare
The selection of Tom Price to head HHS brings the president-elect into alignment with Speaker Paul Ryan.
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"I would just totally drop my part B, since what I pay for it, (part A is free), isn't worth it for 40%."
I would be cautious in such a circumstance. You might be electing to be uninsured, as (currently) health insurance for those Medicare-eligible is often designed as paying "what Medicare doesn't" (currently, the amount in excess of the 80%). There might not be insurance available for you to buy without Part B in place.
And if you drop Part B, you may not have the ability to get it back.
HTH,
LisaAlissa
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Not if I couldn't pay the 40%, I would still be without insurance although I'm paying a premium. I just wouldn't have the 40% to pay. So no treatment until I can go on hospice anyway.
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Have you ever looked at the "network negotiated rate?" Sometimes the insurance companies pay far less than the rack rate, so even if we haven't hit our deductible yet, there can be big savings in that. (i.e. last year I stocked up on compress stockings, sleeves, and gauntlets, a padded night splint for a foot problem). The charge was $500. The insurance paid $200 and the rest was written off. Plus insurance is invaluable for the worst-case scenarios: years where Tx hits 6 figures or more.
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I just spoke to someone from my state's Insurance Commission (I got a call in response to a letter I sent. Yay). At this point, it's all speculation (of course) but the people to contact are really our members of the House of Reps and our Senators. We need to make sure they are strong. These are the people to contact if you want to protect Medicare:
http://talkingpointsmemo.com/news/medicare-phase-out-checklist
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Here's the AARP page for taking action. FWIW, in the user comments, somewhere on the AARP site, a lot of people were complaining that AARP wasn't doing enough right now, that they need to get out in front of this issue. So if you are an AARP member (or potential member) another action you can take is to contact AARP and pressure them to work harder on this issue. They are supposed to be advocating on our behalf. They are one of the reasons Social Security did not get privatized. We need them to work to save Medicare.
http://action.aarp.org/site/PageServer?pagename=Ad...
BTW, a user on Talking Points Memo (TPM) had this interesting comment (below) on the language we using. This is huge in politics. The softening language makes the changes seem less damaging. Here are some suggested phrases , if you want inspiration when you contact your elected officials (and others) and fight to keep our Medicare coverage.
"But, dammit, if we and TPM keep calling it Medicare phaseout, or Medicare privatization, or if we call Ryan's plan a replacement, we will become part of the problem. We need to use the language for our advantage.
Ryan is KILLING MEDICARE.
Ryan's is TAKING MEDICARE AWAY FROM PEOPLE WHO HAVE BEEN PAYING FOR IT FOR DECADES
Ryan's plan is FAKE MEDICARE
Ryan's plan GIVES INSURANCE COMPANIES 20 CENTS OF EVERY MEDICARE DOLLAR TO DO THE JOB MEDICARE HAS BEEN DOING WITH 5 CENTS.
Ryan's plan LETS INSURANCE COMPANY EXECUTIVES EARN BIG BONUSES BY DENYING CARE TO YOU.
Ryan's plan LETS INSURANCE COMPANIES GAMBLE YOUR MEDICARE FUNDS ON WALL STREET.
Ryan's plan LETS INSURANCE COMPANY LAWYERS TAKE ADVANTAGE OF SENIORS WITH FINE PRINT THEY CAN'T EVEN READ.
You get the idea, but I will repeat it anyway: RYAN IS KILLING MEDICARE.
And I am shouting, because I care."
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