Has anyone else been denied treatment for lack of money?

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Comments

  • Tomboy
    Tomboy Member Posts: 3,945
    edited October 2015

    I hope they can help her, Special!

  • SpecialK
    SpecialK Member Posts: 16,486
    edited October 2015

    Me too! There has to be a way to do this but I am sure there is bureaucratic hoop jumping to be done - it is a matter of finding the right resources and info.  Like having breast cancer isn't hard enough, right?

  • Tomboy
    Tomboy Member Posts: 3,945
    edited October 2015

    I am about ready to write her a check myself! Mine was all paid for by the BCCTP. I wouldn't be here if I hadn't qualified. Luckily, I was on unemployment from being laid off from my job at a museum. I do have a slightly rich brother in law who told my boymanfriend, "Don't worry about the money"!! He was ready to help, but I couldn't do that! I would never be able to pay him back. And I don't feel bad about it, cause the tobacco tax helped pay for it! I hope she found out good things today.

  • SpecialK
    SpecialK Member Posts: 16,486
    edited October 2015

    I am so glad you found that program! Periodically I have linked the same one for other states when people have asked how to be screened when they can't afford it.  I believe that in the past they could coordinate care if they diagnosed you, but not after, that is no longer the case, correct?

  • Tomboy
    Tomboy Member Posts: 3,945
    edited October 2015

    That was true. I had been diagnosed, but only to a very small imaging place that my PCP had sent me to. Then he sent me to this place that the armenians in glendale run, and she said lets just say you came here yesterday, so it was okay. I guess my PCP who is Armenian himself, is very highly regarded. But I think you are right, I think now you can already be diagnosed. Thats what it said for Arizona, when I read that one last night. I think it's great! It's such an excellent program, I don't think I could have dealt with having to deal with insurance companies on top of cancer.

  • wandawoman
    wandawoman Member Posts: 25
    edited October 2015

    try contacting your local hospital's breast cancer navigator. They should be able to direct you towards resources. Many larger hospitals also have clinics for those who are unable to pay and the doctors take turns staffing the clinics and doing surgeries and other necessary procedures.

  • leggo
    leggo Member Posts: 3,293
    edited October 2015

    This is just so sad (and makes me a little angry). I can't believe the hoops you have to jump through to get care. The more I read, the sadder I get. I can only imagine how stressful this is. Absolutely horrible....I get stressed out picking a cell phone plan....I can't imagine what you're going through. Thank goodness this community gave some options. I sincerely hope one of these agencies is able to help. Should it be this hard? Good grief!

  • justmaximom15
    justmaximom15 Member Posts: 264
    edited October 2015

    Please keep us updated. This is very disheartening to hear and I can tell you for sure that instead of complaining about my health coverage during all this, stories like yours have made me VERY thankful to have the coverage that I have. That being said, my doctors and hospitals have all asked if I needed financial assistance. So far, I haven't but my rads will go into next year which means I'll have to meet another deductible and most likely hit my OOP max so I might look into what they offer.

  • Tomboy
    Tomboy Member Posts: 3,945
    edited October 2015

    The only thing I get angry about when they say there is a place or foundation that will help, believe me I have looked, is when some place like the pink fund gets money collected and given out for that reason say by a place like Avon, and it says right on Avon's site that it is to be used directly for women in need of treatment, the place then uses it to generate a list of places that may or may not help you! I remember when I was looking, and so many of the links are dead ones.

    Not to mention how draining it is to be doing all the leg work and phone work and 'puter work, yourself. I know, because once I was diagnosed, I could no longer collect unemployment.

  • flatnfab54
    flatnfab54 Member Posts: 44
    edited October 2015

    I hope you can find some help. All the help I received I had to research and ask and ask again. It does help if you go to a non- profit hospital/cancer center.


  • faithfulhearted
    faithfulhearted Member Posts: 10
    edited October 2015

    I checked out the CDC program and while I am eligible for the cancer detection portion of the program I am not eligible for treatment. I have Medicare therefore I am not insured nor, by their definition, under-insured.

  • faithfulhearted
    faithfulhearted Member Posts: 10
    edited October 2015

    Sweetheart, I am going to a non-profit treatment center. When I started going there it was called University of Arizona Cancer Center now they call it Banner Cancer Center, but it is still U of A.


  • Anonymous
    Anonymous Member Posts: 1,376
    edited October 2015

    faithfulhearted, sorry you are going through this. Am I understanding you have Medicare Part A and Part B and not Medicare Advantage or a Medicare Supplement plan? I don't know much about them as only now getting my coverage in line but from what I'm reading that may be the case? Or do you have the additional coverage but with high co-pays? There are links here on BCo that deal with insurance though you have probably browsed those already.

  • faithfulhearted
    faithfulhearted Member Posts: 10
    edited October 2015

    First off don't forget about Part D, that's your prescription drug coverage. The so-called "Medicare Supplements" don't actually supplement anything. You are being asked to select a company to sign all of your Medicare benefits over to. That company will be paid a flat rate by Medicare to provide you with medical coverage. From the point you sign up with that company going forward you are only covered for those things that the company says you are covered for. You can only sign up, change companies, or drop the coverage at this time of the year. So, once you sign up for it you are stuck with it for a year. The bright side to that is they cannot change their coverage for that same year. But be very very careful about the teeny tiny print; remember the large print giveth and the small print taketh away praise be the name of the Ad Man.

  • Anonymous
    Anonymous Member Posts: 1,376
    edited October 2015

    Absolutely. I left out the Part D because you were talking about the medical coverage. I spoke with an agent last week who explained what you have written above and know I plan to stay away from the Medicare Supplement plans as they are very costly and don't provide much more than the Medicare Advantage plans. However I believe the Medicare Advantage plans are a better choice than the individual Medicare Part A and Medicare Part B plans alone? I, of course, still need more explanation from him as I've just mixed it up in my head again so will meet with him again in the next few days with questions I've written down this time.

    I still wonder if you only have Part A and Part B (and maybe Part D)? That does not say I believe you should not be given treatment, no, you should get whatever you need.

  • rushjackson
    rushjackson Member Posts: 25
    edited October 2015

    Hi faithfulhearted,

    I don't know if this will help you much, but check out this link http://www.cancercare.org/financial

  • owlwatcher
    owlwatcher Member Posts: 130
    edited October 2015

    I suppose I would have been denied treatment if I hadn't brought a check. I was a teacher with very good insurance, but still paid about 4,000.00 extra for the whole ordeal. There were tests ordered, surgery rooms used that insurance didn't completely pay for. In ca one needs medicare A and they( people 65 and older) need to pay for medicare B and then you also need a supplementary insurance. I have found that docs around here don't necessarily want/eager to see patients without the supplementary insurance cause medicare does not pay the entire invoice for services. good luck faithful we are all pulling for you.

  • faithfulhearted
    faithfulhearted Member Posts: 10
    edited November 2015

    Yesterday while we were at Fry's (that's Kroger living under an assumed name) there was a Medicare Parts B&D company. I stopped to talk to the man as I recognized from coming to an apartment complex where we were living to explain his program and he brought ICE CREAM. So he explained how his program, CareMore, works and how much what cost. Everything I need medically and in behavioral health will be either free or very very cheap.

    THE BOTTOM LINE IS that I can have my cancer surgery next month and the co-pay, rather than the $4-5,000 that Medicare would require me to pay, I'll be paying will be between $175 and $75 depending on whether it is done at a hospital or in a clinic.

  • Tomboy
    Tomboy Member Posts: 3,945
    edited November 2015

    Faithfulhearted, thats so great! I am glad he was able to help! I know it's still a lot of money, but it's not depressingly big! YAY!!! Please, tho, if anywhere in your travels you hear a newly dignosed woman, or of a woman getting her first mammo, and if she doesn't make much money, PLEASE PASS along the CDC thingy. It is paid for by the tobacco tax, almost exclusively, and I know I paid into it, and so did many of the people I love did too.

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