Chemo fears

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cajunqueen15
cajunqueen15 Member Posts: 794
edited September 2015 in Just Diagnosed

Hi ladies. I have an estimated 7% chance of not needing chemo after the SNB. I am now officially terrified. I have no family that lives here and my mom can't stay that long. I have a nanny that works 35 hours and it takes almost my entire salary to keep her. My husband works crazy long hours, 6 days per week. I have twins who are 2 and a 1 year old. I have a month paid leave and my time rolls over in January so 2.5 months paid leave at that point. I can take three months of FMLA, but it won't be paid. Everyone in my house is sick right now and I feel like death but I have to keep working because I can't take any leave.

What am I going to do? After we go through our savings and can't afford to pay the nanny, what then? I can't put them in daycare, they will be sick constantly. What if I can't work? What if I can't keep up with 3 toddlers during chemo? What happens when the kids get sick and I have to leave my own house or end up in the ER? I just want to cry sitting at my desk, what am I supposed to do? This is impossible and I am so scared!!!! We just bought a house and we used so much of our savings that we had to start over saving and we only have about 6 weeks income saved. I feel like I'm on the verge of a nervous breakdown, UGH.

Comments

  • CAMommy
    CAMommy Member Posts: 437
    edited August 2015

    what state do you live in? California has long term disability that is pretty good. Also you ca. Go on social security disability for a period of time. Talk to you cancer center, I'm sure they can point you in the right direction to get disability while you are recovering from this

  • edwsmom
    edwsmom Member Posts: 346
    edited August 2015

    This post resonates with me since I'm waiting for my final dx and have been told that I definitely will need surgery and chemo. I have a 2 yo and work full time.

    My doctor asked me if I have a desk job (I do) and said that I should plan to work straight through all of the treatments.

    I guess I'm wondering how possible that is? My job will permit me to work from home if I need to. But are people really able to work through chemo? I just have absolutely no frame of reference or idea of what's ahead (and I know it's likely different for everyone)....

  • Leighrh
    Leighrh Member Posts: 317
    edited August 2015

    I have worked through out chemo .. 4 AC's and 10 Taxols...2 left... I took off the day of chemo and the day after on AC and I only take half a day for my Taxol days. Don't panic!!! If you have to do chemo, you CAN! It sucks to work through it but YOU CAN! Most days I feel pretty good.... Take it one day at a time. Can your hubby cut his work hours a little to help out at home? Reach out to friends and neighbors.... I know it's hard to ask people, but most are willing to help any way they can.

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    CAmommmy - Thank you so much! I live in Florida. Social security disability didn't even occur to me. I've contacted our HR person to see if we offer any options. People can donate unused sick leave, so I'm hopeful that might help. It's all so overwhelming and I just feel scattered and frantic and I can't think clearly being sick. We've worked so hard to minimize debt and have a responsible financial future... it just never occurred to me to take out cancer-related insurance in my 30's!

  • ml143333
    ml143333 Member Posts: 658
    edited August 2015

    Firstly, I am sorry that you have had to join our group, but the terror you are feeling is normal.  Working through chemo is totally doable, many women including myself have done it.  Keeping people healthy is doable as well - you and your family just need to be vigilant about hand washing and keeping away from sick people (avoid crowds, stay in as much as possible). You should be able to keep up with your toddlers, but you may need to talk with your husband about how he can help.  Do you have friends that would be willing to help you? 

    There are many resources available to cancer patients from help with co-payments to free house cleaning.  Take a look at some of these websites:

    http://www.touchedbycancer.org/cancer-resources/financial-assistance/

    http://thepinkfund.org/the_pink_fund_state_resources.php

    http://www.lbbc.org/Recommended-Resources/Recommended-Links/Financial-Concerns

    If your hospital has a Patient Navigator, seek out their assistance as well.


     

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    edwsmom - I work at a desk and also in court and mediation (attorney). Maybe between paid leave, donated leave, and working, I can figure out a way to cover the nanny's salary and try to find help in the evenings and weekends. My husband can work less but it results in a drastic loss of income.

    Leigh - thanks for the encouragement. I'm so hopeful that I will be able to do this.

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    Thank you, ml! I am definitely going to look through the provided resources.

    I just feel like everything hit me at once. The house, my husband was in an accident and totaled his vehicle which we just paid off, the move, the cost of three children, and now this. It was already so hard working full time and caring for three by myself in the evenings and on weekends. I love my children so much and I just feel like I've failed them now. Why didn't I have a medical emergency fund or pay for disability insurance, why am I not better prepared, why did did we take a vacation this year when we could have saved all that money and time? I feel so sad about all of this and I feel like the situation we are in now is all my fault. :(

  • edwsmom
    edwsmom Member Posts: 346
    edited August 2015

    Cajun,

    We have quite a bit in common. We just moved into our new house in June. Have been spending money on renovations, then WHAM. This.

    My toddler is in a great full-time preschool, which is a big help.

    I'm now frantically saving money since I have no idea what my insurance covers for this (very good Care First Blue Cross through work). So is a breast cancer diagnosis basically a financial killer?

    What really has me the most upset is that we were going through the life insurance process when I got the news. I know they requested files from the Ob's office so I'm sure they have files on my mammogram. I haven't heard anything from them so I suspect that I will never be able to get life insurance. So it's killing me that if something were to happen to me, my family will struggle financially instead of being taken care of. :(

    I really can't believe the timing of all this.

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    edwsmom - Oh wow, I am in a similar predicament and I am so sorry to hear about the life insurance quandary. I was denied coverage due to a wacky blood result in February of this year (nothing cancer related) that turned out to be completely wrong after my levels were retested by my doctor (seriously?????). I had not gotten around to appealing the decision or re-applying with another company and now this. I won't be approved for anything ever. I can't even think about what will happen if I die and my children have no mother and no real savings plan other than my retirement and SS. I have no family on my dad's side and just my mother who is 67. I just want to cry and scream and have a meltdown while everyone tells me to "just be positive". I'm getting nothing done today in the office and I can't go home. I'm okay taking whatever God has in store for me, but why on earth would my children be punished?

  • ml143333
    ml143333 Member Posts: 658
    edited August 2015

    Cajun and Edwsmom - I wish I could hug you both and help you to get out of the spiral you two are in.  First - neither of you caused this.  It happened and you two will deal with it and move on from here.  You don't think you will, but trust me, you will.

    You will be able to get life insurance once you've been NED (No evidence of disease) for 5 years.  I know that sounds like a lot, but it can happen.

    As for not having disability insurance or savings or other financial help, well, not all of us think of that.  I had disability through work, but honestly was not out long enough to even need it.  I was out for 2 1/2 weeks for my BMX and reconstruction and then took off Friday for my chemo treatments and sometimes a Monday if I was feeling especially cruddy.  I didn't have anything like AFLAC which would have been really helpful or anything in savings.

    Depending on your insurance, having a cancer diagnosis can be financially challenging, but you can do it.  Work with the healthcare establishments to set up payment plans and make them affordable for you.  I have probably at least 4 places I pay per month (hospital, Radiologist, BS, PS, MO), but I made the payments low enough that I can afford them and still meet other obligations.   

    Right now - you two need to focus on you, and getting better.  If you don't focus on you and your health, you can't focus on your children and families and provide for them.  Take a minute and breathe.  It doesn't seem like you have anything to be thankful for, believe me, I've been there, but find something every day to be thankful for.  Thankful that you awoke to another day.  Thankful that you have jobs to bring in money.  Thankful for the house.  Thankful for the memories of your last vacation.  Thankul for that morning cup of coffee.  lol

  • edwsmom
    edwsmom Member Posts: 346
    edited August 2015

    Thanks ml!

    Very good advice. I appreciate it.

    I think this being in limbo is really scary and messing with me. All my tests will be finished by mid-next week so I'm hoping that I'll have a better sense of what I'm dealing with then.

    I'm supposed to take a business trip labor day week (tuesday - friday) and we are supposed to go on a week-long family vacation starting on September 27th. I suspect that I won't be able to take the vacation.

    I haven't told my work what I'm dealing with yet (until I know what I'm dealing with) and so until then I guess I'm going on the work trip.

    I just have no idea how soon something will start to happen (surgery or treatment).


  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    Thanks, ml. I don't mean to seem ungrateful, that would be horrible thing. I have excellent insurance which is a huge blessing and I almost changed jobs last month (more money but crappy insurance and no PTO) and I'm SO blessed that I didn't. I'm just so angry at myself and scared because I was completely unprepared for this. Having read all the information that they give you on disability benefits and long-term care, I never thought I would need it after I had my twins and they were healthy (high-risk pregnancy), so I cancelled the insurance!!!! I feel so stupid for not having the foresight to properly protect my family since everyone knows you can't take those risks when you have three young children.

    I know I can't fix any of this now... I've asked for different or stronger anxiety meds from my doctor until my surgery. I hope she allows it and it helps.

  • keepthefaith
    keepthefaith Member Posts: 2,156
    edited August 2015

    cajunqueen, I'm so sorry you have this stress. I am single and self-employed. I worked when I needed to without a problem...I even babysat grandkids on occasion, while doing chemo. It wasn't a walk in the park, but it wasn't as hard as I thought it would be. Your feelings are normal. Take it one day at a time. You'll get through it. I have just now paid off of my high insurance deductibles that spanned 2 yrs. You may want to contact your hospital and see what help they may offer, if you need it. I was able to go through the Co-pay Relief Foundation and they gave me a grant for some of my chemo. Also, try your American Cancer Society. They offer rides, house-keeping, free wigs, etc. We are fortunate to have a Breast Cancer Resource Center here also. Best wishes moving forward.

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    edwnsmom - I went public and have received a lot of support. I knew with all the medical appts, I would need some understanding and court coverage. But it's so frustrating not to have the dates or even to know how long I will be out. I can't believe a month after my diagnosis there is still no plan in place and no BRCA results. It makes me want to pull my hair out as I continue to have trials and things scheduled during the month(s) I won't be able to work. I hate having to dump things on my co-workers last minute, that is a horrible thing to do in this line of work.

    I'll be praying for some answers for you soon, hon! Hang in there!

  • solfeo
    solfeo Member Posts: 838
    edited August 2015

    Hi cajunqueen15- I hear ya, I'm more afraid of the chemo than the cancer. Luckily my son is 17 and mostly self-sufficient, but I don't have anyone to take me to appointments or help me during the day if I need it. No family here either, and my husband is having to work extra hours to keep our financial situation afloat, since we had just spent a big chunk of our savings on several large unavoidable purchases, not anticipating the dx (also accumulated more debt than usual in the process). Some of the treatments I want to have won't be covered by insurance. I have to work though chemo because I run the administrative side of our family business and no one can do it but me, but I do at least have complete flexibility of schedule, and there are always things that can be put off off for awhile if necessary. My mom said she would come but we don't have enough room for her to stay comfortably for more than a short visit. Plus we drive each other a little crazy and I don't know how that would work out.

    I really feel for those of you out there with small children.

  • msphil
    msphil Member Posts: 1,536
    edited August 2015

    hello sweetie, i received ssdisability while i went thru treatment, so slow down take a breath, check into to that, orayers are with u. msphil(idc, stage2, Lmast, chemo and rads, 5yrs on tamoxifen(, Praise God, Hope, Positive thinking, now 21yr Survivor,

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    Thank you for all the replies and support. I'm trying to tap into resources that may help if I can't work through chemo. I know God will take care of this. I'm sure just like everyone else, I was really caught off guard (who expects cancer at 35?). And then it never occurred to me that I might be out of work for a LONG time (hopefully not). I feel like with the three kids and full-time work, with no family around, I was barely keeping it all together on a good day. I just run, run, run all day long. I do a lot of solo parenting with my husband working so much and if you've ever watched three toddlers, well... you get it. :) Rewarding, but not easy and a lot of physical work.

  • knittingPT
    knittingPT Member Posts: 156
    edited August 2015

    I am a pediatric physical therapist (very active job!) I worked through 4 1/2 of my 5 month chemo regimen and stopped when my schedule got out of whack due to low blood counts. Chemo is not as horrible as a lot of people think and you will get into a schedule where you know which days are bad and try to arrange your schedule so bad days are on your days off. Your doctor should be able to help get you meds to offset the side effects. You can do this!!!!

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    No, I'm not sure yet. Because we don't really know what's going on outside of the dcis. I won't have answers until 2 weeks post surgery.

  • FastWalker
    FastWalker Member Posts: 98
    edited August 2015

    cajunqueen15: Sorry to hear all that you're going through. :( When I went to the medical oncologist after my lumpectomy, she strongly suggested "aggressive" chemo - because of my age and one positive lymph node. She initially refused to do the Oncotype test, but later agreed. My score came back low - 12. She said it didn't change her opinion at all. I went to two other medical oncologists and they both agreed that I would probably receive little-to-no benefit from chemo. I decided to skip chemo. My advice would be to have the Oncotype test done and get multiple opinions. Also, educate yourself - research and ask a TON of questions. . . Forgive my ignorance, but I thought women diagnosed with DCIS didn't need chemo? Try to sit tight for now (I know, it's VERY hard!!) - your final pathology after surgery will determine what treatments will be necessary. (Your very young age and BRCA2+ status will factor into the equation as well.) I hope everything goes well and that you won't need chemo. Hang in there!

  • Tresjoli2
    Tresjoli2 Member Posts: 868
    edited August 2015

    cajunqueen I have an 8yo and a 3yo and work full time with a husband who works crazy hours. So have been there. Take a deep breath. You can worth through chemo. I work a modified schedule now of four 9 hour days, so my treatment only takes up 4 hours of pto. It makes you pto stretch. Maybe you can get creative with your hours. Talk to your HR rep.

    And the kids? You do the best you can. My kids watched 4 hours of tv this morning. My husband was working and I was coming off steroids. They did great and it's not a big deal. You do what you have to. Sometimes they skip tub, or eat chicken nuggets for dinner. It's ashort span of your life in the grand scheme of things.

    Hugs

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    fast walker - suspected invasive component with lymph node involvement based on an MRI and two ultrasounds

  • NancyHB
    NancyHB Member Posts: 1,512
    edited August 2015

    I agree wholeheartedly with the other posters who have encouraged the Oncotype test. If your invasive component (IDC) and node status (three or less are found to be involved) remain early stage, the Oncotype will help determine the efficacy of chemo for your specific cancer. Some small cancers - even with node involvement - may not benefit from chemo, whereas others would benefit greatly. If you look around these boards you'll see others with one or two positive nodes, even some who are Stage II, where the risks of chemo outweighed the benefits, and therefore they did not do chemo.

    So having invasion and/or positive nodes doesn't always mean chemo. I hope your tests come back negative for further invasion. If not, the Oncotype test is a valuable resource in treatment planning. And even without invasion, Oncotype is used with DCIS to determine radiation benefits.

    Good luck!

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited December 2015

    thanks. I have talked about oncotype and mammaprint with my doctors so I guess I'll just wait and see how it all plays out.

  • Juliecc
    Juliecc Member Posts: 4,868
    edited August 2015

    I didn't have chemotherapy but I can speak to the surgery part. I had a double mastectomy last year and took 4 weeks off. I had a month to prepare so I made sure all my ducks were in a row and my duties were covered at work. Between state disability and 10 days of sick pay, I only used a handful of vacation days. If I had to, I could have returned to work after 3 weeks. I would have been sleepy, though. For my exchange and fat grafting surgeries, I took a week and a half off each time.

    I have a new lump I'm getting checked out so I did a little reading about working during chemotherapy just in case it's a recurrence. It sounds like many are able to just take chemo day off and are able to work the other days. I'm sure it depends on the type of chemo and your response to it. As the others have said, request the oncotype dx test. My onc said I needed to do chemo due to my age but changed her mind after the test.

  • cajunqueen15
    cajunqueen15 Member Posts: 794
    edited September 2015

    thanks ladies! After all that waiting,things moved fast and I had my bmx Thursday. As I had predicted there was invasive cancer in the lymph nodes so I'm waiting on the final path and a pet scan. Chemo, here I come!



  • dltnhm
    dltnhm Member Posts: 873
    edited September 2015

    Coming across your thread tonight and read through it. Praying for you right now, for peace and calm to reign this night so that you are able to sleep. Praying for your family and for your medical team. Hang in there sweet dear child.

  • enlm20Erica
    enlm20Erica Member Posts: 216
    edited September 2015

    Hi cajunqueen! We have alot in common, i was diagnosed last year August 2014 at age 32, i also have twins they were 1 at the time, now 2, I'm brca2 positive and also had bmx, chemo, ovary removal and hysterectomy, radiation, and breast reconstruction. I'm here as proof that eventho you're hit with a ton of bricks, you're not down for the count. I went thru all of this in less than a year and now I'm on my way to getting back to "me". I will never be the same poison i was before but in so many ways I'm so much better. My faith in God got me thru the toughest times, so many nights i cried but after all I've gone thru I'm so happy to say "I did that!" And so happy to tell my story to help someone else along the way. And mind you, i wasn't working at all before breast cancer, i stopped working during my pregnancy (high risk) and was diagnosed before returning to work and this also had me freaked out about bills, 2 new babies, and we also were in the process of getting our new home, i won't go into all the details, i just want you to know that i worried and didn't know how in the world i could do this, but after it all I'm still here and I'm doing great. If i can help you with anything dealing with the enemy (cancer) ☺please me know ((hugs))


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