LTD declined- can you reapply for depression?

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dancingdiva
dancingdiva Member Posts: 475
edited October 2014 in Employment, Insurance, and Other Financial Issues

Looking for advice and or your experiences. I have to apply for LTD and I don't think it will be accepted as I had the biopsy that discovered the cancer( even though cancer was not expected by docs) before i started working at my new job. i am basically screwed. which is kinda depressing me becasue i took 4 days off. SO question is, can u you apply for LTD for one thing like cancer, and then if declined, apply for something else like depression?

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  • proudtospin
    proudtospin Member Posts: 5,972
    edited October 2014

    if you were here in the US I would say find a personal injury lawyer.  I have one working on stuff for me and they do not take the case unless they think they will win as they only get paid if they win.

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  • april485
    april485 Member Posts: 3,257
    edited October 2014

    You can reapply. Do not open a new case. Just appeal the decision if you have been turned down because your award will be retroactive to the date you first applied when you are granted. I agree with Proud. Hire a lawyer that deals with disability. Your chances of approval go up exponentially when you do. Best of luck!

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