Insurance won't cover BRCA test
My dear friend lost her mother to BC at a very early age. Now watching me go through this has given her courage to get tested for the BRCA genes. She went for the genetic consult & got blood drawn and then a few days later they said insurance wouldn't cover it because she's not "high risk enough" or something. It seems to me from what I've read that having a first-degree relative diagnosed before age 40 does put her in the high risk category. I don't think she had any other female relatives with BC but she didn't seem to know for sure, and she doesn't even have many female blood relatives (no sisters etc.)
I'm worried for her because she is fast approaching her mother's age and she hasn't had any screenings and now can't even get this test. What are her options? Is an appeal likely to be successful? (And is it a big ordeal to appeal?) Is there some other way she can get testing paid for?
Comments
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There are some other threads on the discussion boards discussing this issue.
Breast Cancer Topic: brca testing and insurance ???
We hope this helps! -
I am sorry to hear that your friend's insurance will not cover the test. The current BRCA testing has significant limitations. It does not test for or identify all mutations of the BRCA 1 and 2 genes and does not test for other genes that can cause breast cancer. Family history can be more indicative than BRCA testing. If only your friend's mother had BC and no other relatives had BC or OC, her risk is not considered high as most BC is not considered genetic. Some of us have 4 or more close relatives and several further back, direct line relatives with BC and OC - that is high risk.
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The testing is expensive. I paid out of pocket 3 or 4 hundred...was thinking the total was $1800 but maybe it was closer to $2,500. This was two years ago.
http://www.myriad.com/products/bracanalysis/ They have test to take to see if it might be BRCA. *this is the company that runs the testing.
BRCA testing IMO isn't everything as the previous poster mentioned. It's just one piece of the puzzle of why BC occurs. I am negative for BRCA. I suspect there is something(or somethings - it's on both sides) going on in my family but that's not it.
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Yes, it is just one piece of the puzzle and only a very tiny % of women carry the genes. Perhaps she could speak with a genetic counselor who can help put her risk in perspective and, hopefully, allay her fears.
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I think she is considered high risk because her mom was in her 30's when diagnosed. Someone PM'ed me some info that I passed on to her so hopefully she can appeal successfully.
I know BRCA isn't everything... I got BC before age 30 (with NO risk factors) and so did another family member years ago, but I am BRCA negative. Genetic counselor wanted to do some other tests but I didn't go through with it, though I do think there's a chance mine could be genetic.
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Just jumping in this thread and read a lot of your recent posts.
Usually they don't test you for BRCA unless you meet some criteria. Like for me. My mother had breast cancer at 34, then my sister at 29. And my sister tested positive for BRCA1.
We are Ashkenazi Jews and that means we are more likely to carry the mutated gene. My sisters insurance paid the couple thousand dollars for the complete BRCA1 & 2 testing, while my insurance denied the test. Claiming it is not a diagnoses, which it is not. However, I spent 2 years trying to figure out how to get them to pay and finally Myriad called me and had some recommendations. Since they knew where and what mutation my sister had and that I am Jewish they only had to test 3 genes. Now that only cost $500ish. My insurance paid authorized it and paid for it.
I never wated the test because it wouldn't have changed my screening due to family history. And I was afraid I would be labeled or who knows what else. It was hard to face, but I want to tell everyone that the BRCA1 positive result made my doctors really keep an eye out.
Fast forward 1 year later I was diagnosed with breast cancer, and the only reason they actually acted on a biopsy is due to the BRCA.
Keep fighting, if you really want the test. -
Doragirl34 I can't believe your insurance wasn't stepping up!
When I went in for counceling I was told the result of the test would not change my risk factor percent. I didn't care for the once a year MRI but I also didn't want to go back to screening mammos (they nearly always want me back for additional views so it makes more sense to keep me on diagnostic mammos)
Guess what? Negative BRCA (which I thought) and according to the Gail Model...I'm back to screening mammos. So silly...went from MRI's to limited mammo views.
I strongly suspect on one side of my family (have it on both but one side it's multi generations) that it's Gilbert's Syndrome that is assisting the development of BC. Hopefully, I say this right (I'm not medical). Gilbert's deals with the liver. Generally it is considered a B-9 issue. But they have found that certain estrogens are not cleared out of the system as well (as most people) because of it. It puts one at a higher risk for an aggressive BC. That is what my aunt died of last year (she went from stage 1 to the end in 1 1/2 year). My hard to screen issues would fit this profile of Gilbert's affecting estrogen clearance IMO. Gilbert's is a 50/50 on inheriting it but it seems like almost all of us on that side of the family have it. 5%-10% of the population have Gilbert's.
That's why BRCA is important but clearly not the entire picture. There are no crystal balls...for me, all I can do is speak up if I think something is wrong and hope nothing ever is.
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I wanted to comment on this thread as well as I am a bc survivor of 7.5 years diagnosed at age 41. I also had a sister diagnosed at age 42. Kathy died in 2012. My youngest sister tested negative for BRCA1 and 2 gene. I have never been tested but will before my next Annual testing is due so I can get put into the High Risk Screening program which includes an MRI.
I am Canadian, so I am not sure our rules are the same for genetic testing.
My sister who is 50 had to fight to get an MRI...she had to go for genetic counselling (they would not do genetic test as she didnt have bc already and there were only two of us although sisters diagnosed with bc - you need three first degree relatives with bc to be considered for testing). She now may have bc as well, MRI and other tests found a 1cm lump in her right breast. She has a biopsy on June 17...when will this disease ever leave our family alone?
As other posters have said, only a small number of women test positive for the BRCA1/2 genes- but there are other genetic genes that have not yet been identified.
Michele
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