Diagnosed - Husband lost job all in 6 days
I was diagnosed last Thursday and surprise surprise my husband was "laid off" on Wedsnesday. Now of course they did it in a way that there is no way we can prove it, but they definitely let him go because of my diagnosis. So now no insurance, no income and cancer --- WOOHOO!!!!
He contacted Mass health on Friday and hopefully we can get coverage through unemployement or MassHealth - I can't pick up extra hours and only work 16 per week and we can't afford a $1,065 premium on a health plan that has a $4,000 deductible on top of it!
Comments
-
Kristen,
Sorry all this is happening to your family right now. I've mentioned support sites in some posts on insurance thread here. I believe your family still has coverage for 30 days after termination so this should not be a pre-existing condition (please check with HR). Also, call or email Patient Resources for the Breast cancer guide. Ask for the one that lists all the support sites.
816 333-3595 X26
They have legal, prescription, government, premium expenses & medical care expense information resources.
I hope you can get the treatment you need soon and that your husband can get another position with healcare for your family.
Terri
-
That is soooo not right! I'm so sorry you have to go through this AND have your DH lose his job. Keep fighting!!!
-
Oh boy I'm so sorry what about the law they have to provide interim coverage until u get coverage? In California I think it's called COBRA.
-
Wait a minute. No way can they dump him as far as insurance as soon as he's laid off. Under federal law, they must offer Cobra coverage at least! Check into the laws of your state because they may be even more. Every time my husband has been laid off, we've been covered for 90 days and then Cobra has kicked in. It's not easy to keep up with the premiums but we had to do it for a year.
That totally is awful -- I do understand how you feel. My husband was laid off when I was 9 months pregnant with our fourth, and my five year old was in the hospital for eight days. We think it was because he was taking some of his vacation time to be at the hospital.
I'm so sorry this happened to you. It always seems to be all at one time. Please, right now focus on getting well. We have insurance but our deductible is crazy, as is our out of pocket.
We are still thousands in debt due to my cancer, but we chip away at it bit by bit. But right now just focus on getting the treatment that you need and the rest will come. Such a healthcare nightmare in this country when this is what it comes down to - people being laid off when their spouse gets a diagnosis such as this.
-
We have Cobra in MA too, it's just soooooooo expensive! Several years ago when my DH lost his job, we had to pay over 1200.00 for our family.
-
OMG, that is horrible!! One silver lining - he found out that his company is a bunch of heartless, bottom-line driven people who don't take care of their employees. Who wants to be associated with that kind of place, ughhh. Not sure what kind of business they are in but maybe he can start his own and pull contracts away from them ;-)
I am sorry for your diagnosis and being treated this way - this is a lot of stress for you and your family to handle all at once. Sending you a hug!
-
We sometimes have benefit fundraisers for us girls in California when we are in a bad spot maybe getting some people together and creating a fundraiser to help pay the expense....
-
What jerks at his job I hope no one in there family ever gets sick! Jeeze
-
Kayce- I'm so very sorry to hear first, that you have breast cancer and now your husband has been laid off. This happened to me as well, when I was first diagnosed 2 years ago, within the week my husband was laid off. We ended up moving soon after my treatments were over and luckily he got an even better job.
I was looking up the laws in Mass and according to what I read was, if his work employed less than 50 people there is not much you can do, the laws protect the smaller bussiness people, which is a crock. However, If his work employed more than 50 he would be able to sue, I suggest getting a lawyer if thats the case and contact the Massachusetts Commission Against Discrimination.
You came to a great place for support and advice, I wish you the best and sending hugs and prayers your way.
Hugs
Debbie
-
Kristen, if you and your husband truly suspect that his termination was the result of your bc dx, then he needs to see an attorney who specializes in employment discrimination. I know it's a huge hassle with a bc dx, but I would urge him to at least have an initial consultation. They're usually free of charge, to determine if he has grounds to pursue the matter.
For now, I would encourage you both to write down any and everything you can think of about how this situation evolved, so that you don't forget any important little details. But absolutely see what his rights are. This sounds totally discriminatory and illegal. (((Hugs))) Deanna
-
Horrible situation.
You can try negotiating with the doctor, hospital, etc., for a lower price. I did that several years ago (for a situation unrelated to my BC) and they(both the doctor and the hospital) cut the price by more than half.
-
Definitely agree . . . he needs to see an attorney who specializes in employment issues. They will be raked through the coals unless they can provide proof that he was dismissed with cause. This includes a history of being "written up". A good attorney will make sure they settle long before this goes to court.
When I was in management I documented all issues. I would have proof of our meeting including have the employee sign what we just talked about.
Unless your DH employer can provide written proof, then SHOW ME THE MONEY.
A word of caution, do not start bad mouthing the company. You want to appear squeaky clean and have nothing that can give them a leg to stand on.
Please see an attorney. These jerk companies bank on the fact that most employees will not follow through with any legal threats. Don't let them get away with this. JERKS!!!!!!!!!
Diagnosis: 7/10/2009, DCIS, <1cm, Stage 0, Grade 3, 0/3 nodes, ER-/PR- -
However ... given the economy, if husband was laid off as part of a larger layoff (such as when my department was closed down and all operations transferred to headquarters in another state) it would be pretty hard to prove discrimination against just one person. If it were me, I'd concentrate on making sure the insurance stayed current and getting treatment as needed, maybe asking for price cuts or payment plans or help from organizations.
-
I am so sorry. Unless it was a mass lay-off like Lauri mentioned, I am sure it was due to BC. I agree with Deanna. It's worth a shot at a lawsuit. What jerks. Incredible. Discrimination is alive and well, just hard to prove sometimes. Cobra is so expensive, it's almost a joke.
-
Kayce,
While your husband is on unemployment you can get free insurance, at least for him. I don't know all the particulars, but this is what happened to my daughter's boyfriend. The unemployment folks will be able to help. MassHealth can be a gauntlet, but well worth finding the right person to help you.
If the employer really did what you think they did, they should burn in a special place for eternity. Just cruel and nasty. [Are they self-insured?]
All the best,
*susan*
-
You can definitely get MassHealth of coverage through the Commonwealth Connector. My husband was laid off a couple of years ago and we were covered. They must cover you and your kids as we live in a state that tells us we MUST have health insurance coverage no matter what, or we are fined. COBRA is ridiculously expensive. Masshealth will cover you 100% and could even bill your husband's x-company for premiums:) Good luck with it-I found them SO accommodating. In fact, it was nearly impossible for me to drop the coverage when we did get insurance through work again.
Sorry about your diagnosis..I live in MA too, not far from you. I was June 2010 with DCIS and had a BMX in July 2010. Thoughts and prayers being sent your way.
Categories
- All Categories
- 679 Advocacy and Fund-Raising
- 289 Advocacy
- 68 I've Donated to Breastcancer.org in honor of....
- Test
- 322 Walks, Runs and Fundraising Events for Breastcancer.org
- 5.6K Community Connections
- 282 Middle Age 40-60(ish) Years Old With Breast Cancer
- 53 Australians and New Zealanders Affected by Breast Cancer
- 208 Black Women or Men With Breast Cancer
- 684 Canadians Affected by Breast Cancer
- 1.5K Caring for Someone with Breast cancer
- 455 Caring for Someone with Stage IV or Mets
- 260 High Risk of Recurrence or Second Breast Cancer
- 22 International, Non-English Speakers With Breast Cancer
- 16 Latinas/Hispanics With Breast Cancer
- 189 LGBTQA+ With Breast Cancer
- 152 May Their Memory Live On
- 85 Member Matchup & Virtual Support Meetups
- 375 Members by Location
- 291 Older Than 60 Years Old With Breast Cancer
- 177 Singles With Breast Cancer
- 869 Young With Breast Cancer
- 50.4K Connecting With Others Who Have a Similar Diagnosis
- 204 Breast Cancer with Another Diagnosis or Comorbidity
- 4K DCIS (Ductal Carcinoma In Situ)
- 79 DCIS plus HER2-positive Microinvasion
- 529 Genetic Testing
- 2.2K HER2+ (Positive) Breast Cancer
- 1.5K IBC (Inflammatory Breast Cancer)
- 3.4K IDC (Invasive Ductal Carcinoma)
- 1.5K ILC (Invasive Lobular Carcinoma)
- 999 Just Diagnosed With a Recurrence or Metastasis
- 652 LCIS (Lobular Carcinoma In Situ)
- 193 Less Common Types of Breast Cancer
- 252 Male Breast Cancer
- 86 Mixed Type Breast Cancer
- 3.1K Not Diagnosed With a Recurrence or Metastases but Concerned
- 189 Palliative Therapy/Hospice Care
- 488 Second or Third Breast Cancer
- 1.2K Stage I Breast Cancer
- 313 Stage II Breast Cancer
- 3.8K Stage III Breast Cancer
- 2.5K Triple-Negative Breast Cancer
- 13.1K Day-to-Day Matters
- 132 All things COVID-19 or coronavirus
- 87 BCO Free-Cycle: Give or Trade Items Related to Breast Cancer
- 5.9K Clinical Trials, Research News, Podcasts, and Study Results
- 86 Coping with Holidays, Special Days and Anniversaries
- 828 Employment, Insurance, and Other Financial Issues
- 101 Family and Family Planning Matters
- Family Issues for Those Who Have Breast Cancer
- 26 Furry friends
- 1.8K Humor and Games
- 1.6K Mental Health: Because Cancer Doesn't Just Affect Your Breasts
- 706 Recipe Swap for Healthy Living
- 704 Recommend Your Resources
- 171 Sex & Relationship Matters
- 9 The Political Corner
- 874 Working on Your Fitness
- 4.5K Moving On & Finding Inspiration After Breast Cancer
- 394 Bonded by Breast Cancer
- 3.1K Life After Breast Cancer
- 806 Prayers and Spiritual Support
- 285 Who or What Inspires You?
- 28.7K Not Diagnosed But Concerned
- 1K Benign Breast Conditions
- 2.3K High Risk for Breast Cancer
- 18K Not Diagnosed But Worried
- 7.4K Waiting for Test Results
- 603 Site News and Announcements
- 560 Comments, Suggestions, Feature Requests
- 39 Mod Announcements, Breastcancer.org News, Blog Entries, Podcasts
- 4 Survey, Interview and Participant Requests: Need your Help!
- 61.9K Tests, Treatments & Side Effects
- 586 Alternative Medicine
- 255 Bone Health and Bone Loss
- 11.4K Breast Reconstruction
- 7.9K Chemotherapy - Before, During, and After
- 2.7K Complementary and Holistic Medicine and Treatment
- 775 Diagnosed and Waiting for Test Results
- 7.8K Hormonal Therapy - Before, During, and After
- 50 Immunotherapy - Before, During, and After
- 7.4K Just Diagnosed
- 1.4K Living Without Reconstruction After a Mastectomy
- 5.2K Lymphedema
- 3.6K Managing Side Effects of Breast Cancer and Its Treatment
- 591 Pain
- 3.9K Radiation Therapy - Before, During, and After
- 8.4K Surgery - Before, During, and After
- 109 Welcome to Breastcancer.org
- 98 Acknowledging and honoring our Community
- 11 Info & Resources for New Patients & Members From the Team