Pre-existing Condition Insurance Plan

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cp418
cp418 Member Posts: 7,079
edited June 2014 in Employment, Insurance, and Other Financial Issues

https://www.pcip.gov/

I came across this site and thought to post here.  Maybe someone may know about it or has more information about it to help others.

http://www.pciplan.com/applicants/rates.html

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  • Fearless_One
    Fearless_One Member Posts: 3,300
    edited May 2011

    Thank you for sharing this.....  

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  • pil
    pil Member Posts: 315
    edited May 2011

    Thank you.   My husband was let go along with 44other employes about 4 weeks ago.  We have decided he is going on medicare, me on cobra and our17 yr old trying to find a private plan for her we can afford.  Being she is healthy and all hopefully wont be too much trouble.  Any suggestions are appreciated. 

     

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  • Thriver
    Thriver Member Posts: 10
    edited May 2011

    I am a long term survivor and have been a cancer insurance advocate for many years.  I've gotten a few patients on the PCIP program in California so far.  However, you cannot have had insurance during the last 6 months - that includes MediCaid, MediCal.  Most cancer patients are not going to be able to go without insurance for six months.  The full program will be in place in 2014.  I would expect that there will be no 6 months wait for that program.  This is just an interim program.

    Also, I investigated the PCIP program in another state for a cancer patient who wanted to move.  The other state refused the PCIP program funds from the government.  So, they don't have a program there.  If your state doesn't have the PCIP program, you can apply through the national program.  It isn't as affordable as I had hoped - even with the subsidy.

    Thriver

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