Insurance pisses me off!

I am also worried about dealing with insurance through this process. I am getting a huge binder together.  I have printed out information from our policy and phone numbers.  I am planning on keeping all the bills/communications from insurance in the binder to make it easier to organize and follow up on.  I have an Aetna PPO but they are all a pain in the butt and try to get out of  paying for anything.  I am just waiting for the insurance fun to start on top of dealing with my condition.  Does anyone have any other advice on preparing to deal with these idiots during the process? 

Good luck with your fight with your insurance company.  It's so unfortnate that when you are faced with a serious condition that you have to deal with trivial crap like that. 

(((Nicole)))♥

Nicole, I completely understand your frustration.  I've delt with the same.  I had my mastectomy last Sept., and my insurance has denied payment on the $20,000 hospital bill twice.  The first time they said it was because my surgery wasn't pre-authorized.  That set panic in.   So I started calling the University medical department, and in 3 calls, couldn't find a department who would say it was their responsibility to get pre-authorization.  Finally, the assistant to my surgeon said she had notes of getting pre-authorization although it wasn't her responsibility.  Then I remembered and dug out a letter saying my surgeon was pre-authorized, so I called the insurance company.   They said, oh, your doctor was pre-authorized but not the hospital.   More calls over the days (and my stress level going sky high in worry), and found the small print on this letter I had saying the doctor and the facility were pre-authorized.  So back I go to the insurance company, and another clerk said... oh, well we just found the pre-authorization review over in another department.  Next, they sent me a letter saying it was denied again because the hospitals bills weren't sent to the correct insurance office address.  To this date, they still haven't paid the bill, and I know the hospital has since mailed the bill to the correct address.

I hate insurance companies.  They will do anything they can to not pay bills.  I'd like to see us have a system like Canada has.  I've a friend there who says they love their medical system where medical care is free (paid for through taxes.)