Question about Health Insurance

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busymomof3
busymomof3 Member Posts: 1
edited June 2014 in Genetic Testing

I was recently diagnosed with DCIS.  I have meet with two surgeons and feel, at least today, (I mean this at this minute) that I have a good idea about my plan.  Both surgeons have recommended having the genetic counseling and testing for the BRCA gene because I am under 45 yrs.  I understand the importance, but I am wondering if I test positive am I now at risk for not getting health insurance coverage in the future?  I know it is really insignificant given the diagnosis, but I thought someone has asked the same thing somewhere along the line.  Thank you.

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  • gale1525
    gale1525 Member Posts: 232
    edited July 2010

    You will not qualify for regular insurance anyway now that you have been diagnosed with DCIS. You will have to get through a job, HIPPA, or if your state has a pre-existing health are plan. In 2014 all insurance company's will have to take pre-existing conditions.

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  • Issymom
    Issymom Member Posts: 264
    edited July 2010

    As I understand it, you can't be discriminated against because you have the BRCA gene.  Unfortunately, you can be denied because of an existing or previous cancer diagnosis.  I have cancer and my sister does not.  I can be denied insurance my but my sister can't.

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