Lost my job today now no insurance

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Well Kroger won.....I lost my job today due to shortages supposedly so now I am out of a job......Might as well be dead.........No insurance no funds for meds of any kind so I am in for a rough ride I guess.....Won't be ack here any time soon as I won't be able to afford internet and will probably lose my new car too...Life sucks big time.....Glad my ride is almost over.....I have been a burden long enough.......I love you all and will miss you.....

Comments

  • candie1971
    candie1971 Member Posts: 4,820
    edited June 2009

    Lucy...hey, we are here for you. I have done a alot of research on places to get meds for free...I don't know where you are in this journey. Are u taking tamoxifen or arimidex or anything. Please let us help you!!

    hugs and prayers and I will wait to hear from you!!

  • IllinoisNancy
    IllinoisNancy Member Posts: 722
    edited June 2009

    Lucy...don't give up on yourself!  We are all here to help you.  Take a deep breath and try to take one day at a time.  What meds do you need?  You will be in my thoughts and prayers!

    Take care,

    Nancy

  • Ithought41wastooyoung
    Ithought41wastooyoung Member Posts: 23
    edited June 2009

    Do not give up and keep up the fight.  You will be okay! 

    Now, you must have some sort of cobra insurance???  Did they offer you letting go pay??? Can you file for unemployment??? 

    Listen, I work from home doing medical transription and there are a lot of companies that hire with full benefits. So, in the meantime, if you can get onto this site, take a look.  It is the course I took to become an MT.  I now work from home.  It is great because you make your own hours and work your own schedule.  I love it.  It is great to work around family schedules, doctors appts.  etc.  There is good money in it too....eventually....once you get up to speed.  It is definitely not one of those online scams or anything like that.  I had been through too many of them.  Undecided  www.homecareerinfo.com/1479

    If you have any questions email me.  But do not give up!  There is always a reason for things that happen and you may not know why this happened right now, but there is a good reason.  We are all here for you.

    Lisa Kiss

  • dlb823
    dlb823 Member Posts: 9,430
    edited June 2009

    Lucy ~  Did Kroger layoff a group of people, or have you been singled out for some reason?  If the latter, or if you had seniority over others who were not laid off, you definitely need to seek legal advice.  Sadly, it's not above companies to cut due to health care costs, and if by any chance you're a victim of that, you need legal help.

    Also, one of the wonderful women on this site has compiled a list of resources for women who need help with their treatment:   http://bb67.wikispaces.com/    Hopefully, one or more of the organizations on that list can give you some help now.

    I'm so sorry this has happened to you, and I know you're in shock.  But one step at a time, and I'm sure you can find a way to continue your treatment until you can find another job.   (((Hugs)))   Deanna

  • Anonymous
    Anonymous Member Posts: 1,376
    edited June 2009

    Lucy, you are not a burden.  Please don't give up but check into the resources listed above.  Remember when you first started this journey and how scared you were.  You have come through it these 2+ years and so this is not the end. 

    Many {{{{{ H U G S }}}}}

  • desdemona222b
    desdemona222b Member Posts: 776
    edited June 2009

    Don't give up hope, hollyann.  Have you tried contacting the Susan G. Komen foundation?  You're probably eligible for medicaid as well.  I know this is catastrophic news - deepest sympathy.

  • Anonymous
    Anonymous Member Posts: 1,376
    edited June 2009

    hollyann, most public libraries, and many other places have free internet access, so you can still come here for support no matter what happens financially.

    Whatever you do, don't give up!

    Target has tamoxifen for less than $10 for a month's supply, so you can probably still afford that on unemployment even without insurance. 

    There are other options like COBRA, and states frequently have programs to pay for care for people with cancer without insurance...my sister-in-law found out that the state program actually gave her better coverage at a lower cost than the insurance she had been on through her ex's job.

    This is lousy, but you've survived lousy before, and you will get through this too.  {{{{{gentle hugs and prayers}}}}}

  • LRM216
    LRM216 Member Posts: 2,115
    edited June 2009

    Hollyann - I am so very sorry to hear this, what a rotten thing to do.  Please take one breath at a time.  It always looks darkest before the dawn. I am sure the State of GA has some sort of funding for your meds, checkups etc., and also contact your local number for the American Cancer Society - I know they will help.  Keep you chin up, it will get better, it's just all been heaped onto you at one time and that is a devastating feeling.  I will look into whatever I can for you and pm any info I find. 

    Hugs to you,

    Linda

  • sagit
    sagit Member Posts: 28
    edited June 2009

    hi lucy,

    we r all here for u so don't give up! when i had no insurance i was still eligible 2 emergency medicaid, and it covers up 2 500,000$. there r plenty of things u can do w/o insurance.

    good luck!

  • Mary-Lou
    Mary-Lou Member Posts: 2,230
    edited June 2009

    I understand how this can be such a blow. Believe me meds can be bought for a lot less then you would think. Just do some research.

    Also get some unemployment. And the library is a great tool to keep in touch. We are here for much more than the cancer card. Life is tough and there are many in the same boat.

    My husband has been out of work after 20 years at the same place. We have Cobra, which is much  cheaper now with the Obama plan. Also unemployment went up.

    Most important thing is staying connected with others that are going through this , it helps. Your not the only one, so you won't be alone.

    I will be praying for you.

  • baywatcher
    baywatcher Member Posts: 532
    edited June 2009

    Lucy-

    You should be able to get unemployment. My son-in-law was laid off and gets unemployment for 18 months (I think).

    You are strong. You sent me a wonderful private message some time ago when I was in a dark hour and you helped me by letting me know someone cared. We all care about you. You have already fought the toughest battle and you are strong enough to get thru this. You are not a burden....you are a caring person who reached out to me. I still have your PM. Things will get better for you. Right now you are overwhelmed but you will get thru this. Your ride is NOT almost over!! Please stay in touch even if you have to go to the library to use the internet. Check with the unemployment office and find out how to get insurance. There are programs out there. And most of all, please remember that we all care about you.

  • mom2two
    mom2two Member Posts: 1,352
    edited June 2009

    Hollyann just wanted to tell you about this site I found. It gives the phone numbers of many free clinics for Georgia residents who need medical care and cannot afford it on their own. I'm not good with links but the address is  www.gfcn.org  There are also many churches that have free medical clinics so could try calling some of the larger churches that may have this as part of their ministry.  I would also explain the situation to your oncologist because drug reps often give doctors samples to give to patients and they may be able to cover you till something else comes about.  There are also free food banks in almost all major cities and clothing centers as well. So please don't despair. Things will get better. You probably just have never been in need of help like this but it is very available and we can help you find whats out there.  As for not being able to be on here that you can find for free too. All public libraries have computers now that you can use free of charge. You just use your card to sign in an walla you don't have to give up your favorite site.  Its going to be ok, it just knocked you when you were already struggling with this diagnosis. God has placed to many people in your life for you to be truly alone right now. So just let everyone help and stop trying to do it all by yourself. This is a wonderful resource and I'm sure more ladies will come along with more ideas.

  • Nanalinda
    Nanalinda Member Posts: 826
    edited June 2009

    It is so easy to feel overwhelmed when something like this happens.  In a few days you will be able to think better and take action.  Everyone has posted many great ideas for you above, I hope they help.  Your employer has to offer you Cobra continuation of your health insurance and now it is much cheaper if you loose your job (although not if you are married and you have the option of picking up insurance from your husbands job - that happened to me).  Remember you have only 30 days to take the Cobra option.  I am very sorry this has happened to you.  It is so hard dealing with BC as it is, then it just seems impossible to deal with other life stressors as well.  I hope things work out for you.

  • AnnNYC
    AnnNYC Member Posts: 4,484
    edited June 2009

    Lucy, (((((((((((((hugs)))))))))))))))))

    It is so depressing to be laid off, downsized, let go -- but you CANNOT take it personally.  It is NOT a reflection on your worth.  We love you, your family loves you!

    Everybody has had good advice about checking into unemployment, all kinds of other support options...

    You definitely should be eligible for COBRA, and you should be able to get your first 9 months of COBRA for only 35% of the usual cost:

    http://www.gainsurance.org/PublicInformation/Alert.aspx?DI=257

    Sweetie, hang in there -- using the internet at the library is a great idea -- I've done that -- don't leave!!!!

    P.S.  Lucy, that link has other insurance information specific to Georgia -- I hope it's helpful to you

  • 1Cathi
    1Cathi Member Posts: 1,957
    edited June 2009

    HollyAnn I am so sorry to hear that news,  the other ladies have already mentioned COBRA, I know it is expensive , I did it for 18/Mo's but hasn't president Obama placed a bill into law that the gov't is now picking up 65% of the cost for anyone laid off - please check into that. 

    If I recall  - you have some  SASSY red high heels, put them back on along with the attitude that goes with them,  you'll get through this aand we are all here for you.

    XOXOXOXOXO -Cathi

  • flash
    flash Member Posts: 1,685
    edited June 2009

    ((((((((((((((((hollyann))))))))))))))

  • sharebear
    sharebear Member Posts: 332
    edited June 2009

    I don't know what state you live in, but have you applied for Social Security Disability? If you qualify, you can collect back to when you cancer started and also go on medicare which would help take care of your insurance dilema. Please check into this. There are many of us that are able to collect.

    Sharon

  • Mary22
    Mary22 Member Posts: 779
    edited June 2009

    Go apply for unemployment, apply for medical assistance, and contact the ACS.

    Good Luck!

  • hollyann
    hollyann Member Posts: 2,992
    edited June 2009
    Thanks guys for all your support..i feel much better now especially since i told my hubby.......I have decided to take the time I have and heal physically and emotionally.....The las 6 months have been very bad and maybe God is telling me it is time for me to do for myself and face things I have put off because of work.....I will apply for unemployment when I get my separation letter from work......At this point in the process i am in limbo so I decided I am not going to sit around feeling sorry for myself....Hopefully the tears are all gone and I WON"T cry over this again........I went to my Union Steward and reported all that happened....I had worked at this place for 14 years and only started having shortages in the last 6 months since we got a new accountant......Yes I know what you are thinking and so do I.........I will contact my onc tomorrow and see what she can do as  have cancelled any future appointments with her......When i first posted i was extremely distraught and outraged as i knew they were trying to get rid of me since my bc dx........They could not fire me for just anything so I got set up....It WILL come back on whoever did this and I leave that to the Lord as only HE can punish to the maxs without punishment from worldly law.......God's Laws overrule all laws!......I am going to sca;e down on a lot of stuff in my home and declutter.........Also reconnect with my daughter ....hubby is a lost cause as his response was ..OH F**** We're SCREWED!.....He makes almost a 6 figure salary''''UHHH""  NO we are not screwed!...He is such a downer ;......One more year and I can leave his sorry butt sitting here and go back to Kentucky for good!.......Thanks for all you have done for me ladies.......You are the best in the world!.......Wink

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